Showing posts with label HUD charge. Show all posts
Showing posts with label HUD charge. Show all posts

Wednesday, May 15, 2024

HUD and Rocket Mortgage, LLC Reach Agreement on Montana Fair Lending Complaint for Home Purchase within Tribal Lands

The U.S. Department of Housing and Urban Development (HUD)'s Conciliation Agreement with Rocket Mortgage, LLC resolves allegations that Rocket Mortgage denied a mortgage loan application based on race because the home being purchased was located within the Tribal boundaries of a federally recognized reservation. Read the Agreement.

The case originated when a complaint was filed by a couple applying for a mortgage to purchase a single-family home within the boundaries of the Flathead Indian Reservation in St. Ignatius, Montana. Rocket Mortgage denied the loan application. As a result, complainants allege they were forced to pay a higher interest rate and accept a loan from another lender on less-favorable terms. The agreement resolves the complaint with Rocket Mortgage.

The agreement secures $65,000 compensation to complainants, requires Rocket Mortgage to provide fair lending training to its employees, and requires Rocket Mortgage to abide by fair lending requirements for applicants seeking residential mortgage credit located within the boundaries of a Native American reservation. Additionally, Rocket Mortgage will invest at least $30,000 to provide financial support for programs that improve housing conditions, consumer financial literacy and education, outreach and homeownership education or counseling for Native Americans. Rocket Mortgage also agreed to conduct outreach through its website and social media platforms describing the company’s broad range of financing options available to eligible applicants whose loans are secured by property located within the boundaries of Native American reservations.

People who believe they have experienced discrimination may file a complaint by contacting HUD's Office of Fair Housing and Equal Opportunity at (800) 669-9777 (voice) or (800) 877-8339 (Relay).

Housing discrimination complaints may also be filed at hud.gov/fairhousing.

Read the May 13, 2024 HUD article.

Thursday, January 25, 2024

HUD Charges Montana Property Manager and Apartment Complex Owner with Retaliation


The U.S. Department of Housing and Urban Development (HUD) announced it is charging an individual property manager and ownership entity in Livingston, Montana, for retaliation against a tenant for their exercise of fair housing rights, retaliatory behavior including coercion, intimidation, threats, or interference in violation of Section 818 of the Fair Housing Act. Read HUD’s Charge.

The Fair Housing Act prohibits retaliation for exercising fair housing rights, as well as coercing, intimidating, threatening, or interfering with someone’s exercise of those rights.

HUD’s Charge alleges that the property manager and owner of a Livingston, Montana, ten-unit apartment complex retaliated against a tenant after the tenant informed the property manager that his unwanted conduct toward her daughter was inappropriate given the property manager’s position as landlord. After the tenant confronted the property manager, the property manager took several retaliatory actions, including sending multiple threats of eviction, revoking tenancy privileges, and sending harassing text messages, ending in seeking to evict the complainant. The tenant felt forced to leave the unit and seek out alternative, less desirable housing because of the retaliation.

A U. S. Administrative Law Judge will hear HUD’s charge unless any party elects to have the case heard in Federal district court. If the Administrative Law Judge finds, after a hearing, that discrimination has occurred, the judge may award damages to the resident for his losses as a result of the discrimination; injunctive relief and other equitable relief to deter further discrimination and payment of attorney fees; and civil penalties to vindicate the public interest. If the Federal court hears the case, the Judge may also award punitive damages to the resident.

People who believe they are the victims of housing discrimination should contact HUD at (800) 669-9777 (voice) or (800) 927-9275 (TTY). More information is available at www.hud.gov/fairhousing and www.justice.gov.


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Read the January 23, 2024 HUD release.