tag:blogger.com,1999:blog-4205269872104587632024-03-25T15:24:16.018-04:00Fair Housing MarylandInfo about Fair Housing in Maryland - including housing discrimination, hate crimes, affordable housing, disabilities, segregation, mortgage lending, & others. http://www.gbchrb.org. 443.347.3701.GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comBlogger489125tag:blogger.com,1999:blog-420526987210458763.post-14655601659485450672024-03-25T14:58:00.007-04:002024-03-25T15:23:44.451-04:00Study Confirms Maryland Has Shortage of Affordable Housing Units<p style="text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxhHeiX-g3h-GEjbgl7ZUTsWz39PhWW2nmTsbSWRgEC8Y8D6k6EP9q-qPqGC6c9QKDUUxwHnlRY3iTdAYn0zdCuf3g77lh4sS3OM371EIi6nzX5Z8Zp017L8boIG2R509v2AOFjnz9T2wzhd2jO8zw0y86YyOiTVTZSiXjwGkTu8nI9ZxWRVPry2W1kps/s4096/The%20Gap%20logo.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2304" data-original-width="4096" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxhHeiX-g3h-GEjbgl7ZUTsWz39PhWW2nmTsbSWRgEC8Y8D6k6EP9q-qPqGC6c9QKDUUxwHnlRY3iTdAYn0zdCuf3g77lh4sS3OM371EIi6nzX5Z8Zp017L8boIG2R509v2AOFjnz9T2wzhd2jO8zw0y86YyOiTVTZSiXjwGkTu8nI9ZxWRVPry2W1kps/s320/The%20Gap%20logo.jpg" width="320" /></a></p><p></p><p>The just-released <i>The Gap: A Shortage of Affordable Homes</i> <a href="https://nlihc.org/gap" target="_blank">study</a> by the National Low Income Housing Coalition (NLIHC) has found that across Maryland, there is a shortage of rental homes affordable and available to extremely low income households, whose incomes are at or below the poverty guideline or 30% of their area median income. Many of these households are severely cost burdened, and spend over half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to have unstable housing situations like evictions. </p><p>"Cost Burden" is defined as spending more than 30% of household income on housing costs. "Severe Cost Burden" is spending more than 50% of household income on housing costs.</p><p>According to the NLIHC study, h<b>istoric drivers of housing inequity include</b>: </p><p></p><ul style="text-align: left;"><li>Decades of racial discrimination by real estate agents, banks, insurers, and the federal government have made homeownership difficult to obtain for people of color. </li><li>Many factors kept people of color (POC) from being able to purchase homes through the 1950s: the pervasive refusal of whites to live in racially integrated neighborhoods, physical violence targeting POC who tried to integrate (which was often tolerated by police), restrictive covenants outlawing home sales to Black buyers to integrate neighborhoods, and federal housing policy that denied borrowers access to credit in minority neighborhoods (Massey & Denton, 1993; Coates, 2014; Rothstein, 2017). </li><li>Being denied the ability to purchase homes meant that POC did not benefit from the appreciation in home value, a major driver of the racial wealth gap. </li><li>While overt discrimination was outlawed by the Fair Housing Act of 1968, subtler forms of housing discrimination continue. HUD’s fair housing tests in 28 metropolitan areas found that Black homebuyers were shown 17.7% fewer homes than similar white homebuyers (HUD, 2013). </li><li>More recent fair housing investigations show similar discrimination, including being shown fewer homes and not being given the same information as white buyers (Chicago Lawyers’ Committee for Civil Rights, 2018; Choi, Herbert, Winslow, & Browne, 2019). </li><li>Today’s credit scoring system and lending practices also are barriers to POC homeownership (Rice & Swesnik, 2012; Bartlett et al., 2019).</li></ul><p></p><p><b>Other Key national findings</b> of the NLIHC's study are:</p><p>• The shortage of affordable rental housing primarily impacts renters with extremely low incomes. Extremely low-income renters in the U.S. face a shortage of 7.3 million affordable, available rental homes, resulting in only 34 affordable, available homes for every 100 extremely low-income renter households.</p><p>• The shortage of affordable rental housing is more acute than before the pandemic. Between 2019 and 2022, the shortage of affordable and available rental homes for extremely low-income renters increased by more than 480,000.</p><p>• Black, Latino, and Indigenous households are disproportionately extremely low-income renters and disproportionately impacted by this shortage. Some 19% of Black non-Latino households, 16% of American Indian or Alaska Native households, and 13% of Latino households are extremely low-income renters, compared to only 6% of white non-Latino households.</p><p>• Extremely low-income renters are more likely than other renters to spend a large part of their income on rent. A total of 87% are cost-burdened with 74% are severely cost-burdened. Extremely low-income renters are almost a quarter of all renters, but 44% of all cost-burdened renters and 69% of severely cost-burdened renters.</p><p><b>Regarding Maryland</b>:</p><p></p><ul style="text-align: left;"><li>197,310 or 26% of Maryland renter households are extremely low income.</li><li>The state has a shortage of 134,192 rental homes affordable and available for extremely low income renters.</li><li>$37,740 is the average income limit for 4-person extremely low income household.</li><li>$64,642 is the annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent.</li><li>73% of extremely low income renter households have a severe cost burden.</li></ul><p></p><p>*****</p><p><a href="https://nlihc.org/housing-needs-by-state/maryland" target="_blank">Read the NLIHC study's Maryland profile.</a><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-33989575649224338332024-03-21T14:50:00.001-04:002024-03-21T14:50:17.773-04:00Maryland Fair Housing Forum is on April 18th<p> </p><table align="center" border="0" cellpadding="0" cellspacing="0" class="m_6241707073673097500gd_tbl_wrap" style="background-color: white; 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border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><h3 align="start" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px;">Join us at our Fair Housing Forum that bring communities together to discuss fair housing issues and antidiscrimination efforts. To register, click on the picture above or click <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3LmV2ZW50YnJpdGUuY29tL2UvbWNjci1hcHJpbC1mYWlyLWhvdXNpbmctZm9ydW0tdGlja2V0cy04NjY4NjMzNzA2Nzc_YWZmPW9kZHRkdGNyZWF0b3IiLCJidWxsZXRpbl9pZCI6IjIwMjQwMzIxLjkyMTM4NjcxIn0.r0EgmSXpc6i4gLKIlKffD_d0QSsZlLvwU5VQvGQIHdM/s/3060803076/br/239219892999-l&source=gmail&ust=1711131754368000&usg=AOvVaw1S94STfjEK7R8Q71r4zD8S" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3LmV2ZW50YnJpdGUuY29tL2UvbWNjci1hcHJpbC1mYWlyLWhvdXNpbmctZm9ydW0tdGlja2V0cy04NjY4NjMzNzA2Nzc_YWZmPW9kZHRkdGNyZWF0b3IiLCJidWxsZXRpbl9pZCI6IjIwMjQwMzIxLjkyMTM4NjcxIn0.r0EgmSXpc6i4gLKIlKffD_d0QSsZlLvwU5VQvGQIHdM/s/3060803076/br/239219892999-l" rel="noopener" style="color: #0088cc; text-decoration-line: none; word-break: break-word;" target="_blank">HERE.</a> </h3></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="m_6241707073673097500main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td align="center" class="m_6241707073673097500tablecell" style="border-collapse: collapse !important; margin: 0px;" valign="top" width="50%"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 300px;"><tbody><tr><td bgcolor="#e4e4e4" id="m_6241707073673097500main-body-1" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px 0px 20px;" width="100%"><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin: 0px 0px 12px; text-align: center;">Victim of Discrimination?</h1><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; 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height: auto !important; line-height: 1; outline: none; text-decoration-line: none; width: 175px;" width="175" /></a></td></tr></tbody></table></td></tr></tbody></table></td><td align="center" class="m_6241707073673097500tablecell" style="border-collapse: collapse !important; margin: 0px;" valign="top" width="50%"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 300px;"><tbody><tr><td bgcolor="#e4e4e4" id="m_6241707073673097500main-body-2" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px 0px 20px;" width="100%"><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin: 0px 0px 12px; text-align: center;">Training & Partnerships</h1><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td align="center" style="border-collapse: collapse !important; 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text-decoration-line: none; word-break: break-word;" target="_blank">CONTACT US</a></p></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" cellpadding="0" cellspacing="0" class="m_6241707073673097500main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td id="m_6241707073673097500main-footer" style="border-collapse: collapse !important; margin: 0px;" width="100%"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><div id="m_6241707073673097500mail_footer" style="background-color: white; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; line-height: 1;"> </div>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-88387331578415471362024-03-19T22:26:00.004-04:002024-03-19T22:26:34.949-04:00April is National Fair Housing Month! Opening Ceremony is April 11th.<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiP4Tf_jYzRekyPtqEHwhFWuv_Oe2iWYkKjun38z6Q-l4qu0Rjlz8Y50Squ4SdY2J19bzYEb_N8BGorilUrxaAOgLCMfhbdqW47rZoxiUXWzzG_iF9jjbq5oJde-zYTeuNbcFvNB9wiXMaECvYRzDKl4n4900Zkgr1wwtzE06ytNAHfN6_uA_bh9WvXjTA/s1048/HUD%20fair%20housing%20month%20logo%202024.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="522" data-original-width="1048" height="159" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiP4Tf_jYzRekyPtqEHwhFWuv_Oe2iWYkKjun38z6Q-l4qu0Rjlz8Y50Squ4SdY2J19bzYEb_N8BGorilUrxaAOgLCMfhbdqW47rZoxiUXWzzG_iF9jjbq5oJde-zYTeuNbcFvNB9wiXMaECvYRzDKl4n4900Zkgr1wwtzE06ytNAHfN6_uA_bh9WvXjTA/s320/HUD%20fair%20housing%20month%20logo%202024.jpg" width="320" /></a></div><p></p><p>This April, HUD is commemorating the 56th anniversary of the Fair Housing Act, the landmark civil rights law signed by President Lyndon B. Johnson on April 11, 1968, that made discrimination in housing transactions unlawful. The theme of this year’s Fair Housing Month is "Fair Housing: The ‘Act’ in Action."</p><p>Please join us virtually on Thursday, April 11, 2024, at 2:00 P.M. (EDT) for this year’s Fair Housing Month Opening Ceremony, hosted by the Office of Fair Housing and Equal Opportunity (FHEO). Please sign up to attend <a href="https://events.humanitix.com/2024-fair-housing-month-opening-ceremony" target="_blank">here</a>.</p><p>This virtual event will highlight HUD’s progress toward protecting and expanding fair housing rights for all. Our program will include remarks from the Principal Deputy Assistant Secretary for FHEO, Demetria McCain; the Deputy Assistant Secretary for Policy, Legislative Initiatives, and Outreach, Melody Taylor; and the President and CEO of the <a href="https://www.lawyerscommittee.org/" target="_blank">Lawyers' Committee for Civil Rights Under Law</a>, Damon Hewitt.</p><p>For additional information, visit the <a href="https://www.hud.gov/FHM" target="_blank">Fair Housing Month 2024 Website</a> or follow us on X and Facebook. </p><p><br /></p><p><b><i>FHEO Technical Assistance </i></b></p><div class="headertwo" style="background-color: white; box-sizing: border-box; color: #163667; line-height: 48px;"><ul style="text-align: left;"><li><span style="font-family: "IBM Plex Serif", serif; font-size: 16px;">HUD and FHEO are continuously developing technical assistance materials, resources, and trainings to educate housing consumers and providers on their fair housing rights and responsibilities. You can view all HUD training opportunities</span><span style="font-family: "IBM Plex Serif", serif; font-size: 16px;"> </span><a class="external" href="https://www.hudexchange.info/trainings/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; font-family: "IBM Plex Serif", serif; font-size: 16px; text-decoration-line: none !important;">here</a><span style="font-family: "IBM Plex Serif", serif; font-size: 16px;">.</span></li></ul></div><p style="background-color: white; box-sizing: border-box; font-family: "IBM Plex Serif", serif; font-size: 16px; line-height: 1.5; margin: 0px 0px 10px;">During Fair Housing Month 2024, FHEO is highlighting its efforts to provide fair housing education to our stakeholders. Click the links below to view these recently developed technical assistance resources:</p><ul style="background-color: white; box-sizing: border-box; font-family: "IBM Plex Serif", serif; font-size: 16px; margin-bottom: 10px; margin-top: 0px;"><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/trainings/courses/assistance-animals-and-fair-housing-navigating-reasonable-accommodations-webinar/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">Assistance Animals and Fair Housing: Navigating Reasonable Accommodations Webinar</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/trainings/affh-t-video-series/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">Data and Fair Housing Planning: AFFH-T Video Series</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/trainings/courses/fair-housing-act-s-familial-status-protections-webinar/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">Fair Housing Act’s Familial Status Protections Webinar</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/programs/housing-counseling/fair-housing-conference-2021/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">OHC and FHEO Conference - Fair Housing 2021: What Counselors Need to Know</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/trainings/preventing-harassment/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">Preventing Sexual and Other Discriminatory Harassment in Housing</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/resource/6801/respondent-obligations-in-fair-housing-investigations-interactive-diagram/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">Respondent’s Obligations Toolkit</a></li><li style="box-sizing: border-box; margin: 0px;"><a class="external" href="https://www.hudexchange.info/programs/fair-housing/lgbtqia-fair-housing-toolkit/introduction/" style="background-color: transparent; box-sizing: border-box; color: #005ebd; text-decoration-line: none !important;">LGBTQIA+ Fair Housing Toolkit</a></li></ul><p><br /></p><p><i><b>HUD FHEO Talk Talks Series</b></i></p><p>The <a href="https://www.hudexchange.info/programs/fair-housing/fheo-table-talks/#examining-socioeconomic-structures-to-improve-racial-economic-equality" target="_blank">FHEO Talk Talks Series </a>provides the Agency with the opportunity to strengthen its partnerships with leading community stakeholders and inform HUD’s mission to ensure fair housing for all.</p><p>The series was developed in accordance with President Biden’s Executive Order on Advancing Racial Equity and Support for Underserved Communities through the Federal Government. It covers topics related to fair housing and racial equity and includes discussions with experts, practitioners, leaders, and social justice activists engaged in work relevant to fair housing opportunities. To learn more or view previously recorded episodes of the FHEO Table Talks Series, please visit <a href="https://www.youtube.com/watch?v=1gYtkuv5QS0&list=PLDYbj6cykYZ_sngCiOqSQh-p5YXn7lwx1" target="_blank">HUD’s YouTube channel</a>.</p><p>HUD proudly remains committed to expanding and protecting fair housing rights for future generations to come. We hope you will join us to make our progress towards achieving housing equity for all who call America home. </p><p>*****</p><p>Source: HUD email, March 19, 2024.</p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-1978400142657530372024-03-18T14:49:00.002-04:002024-03-18T14:55:53.129-04:00Urge Your Maryland Senator to Vote Yes on SB57 to Support Fair Housing<table cellpadding="0" cellspacing="0" id="m_-2194782806501452891id_02b4421f-75c3-45d5-a52d-0bfe0784e54a" style="background-color: white; border-width: 0px; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; padding: 0px; width: 800px;"><tbody><tr class="m_-2194782806501452891sli-email-element m_-2194782806501452891sli-logo" style="border-width: 0px; color: #0a5e7b; font-size: 14px; padding: 0px;"><td style="border-width: 0px; margin: 0px; padding: 0px; vertical-align: top;"><br /></td></tr><tr class="m_-2194782806501452891sli-email-element" style="border-width: 0px; color: #0a5e7b; font-size: 14px; padding: 0px;"><td id="m_-2194782806501452891id_5db80d72-5574-4441-ab47-33c09cae49e9" style="border-width: 0px; margin: 0px; overflow: hidden; padding: 0px; text-align: center; vertical-align: top;"><br /></td></tr></tbody></table><p><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB9YQYpFMFWW3ICqgaW-a0wYSwmbT3BDHoHo-MCC2mlHyYZMY_1aGGWR2cKxP0QJ4ZlGT69ubR9Dk2DOudWrnRfb3dpM08tUkAdMni5CYOzNToMZi7lZLFX2veDw3AZMQIMMRe4O6aPZrJSzETsjQEn9umPz4g6yCjLMDVkTSBiVZqCVU9rU41R7_5Kso/s742/Economic%20Action%20MD%20logo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="742" data-original-width="677" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB9YQYpFMFWW3ICqgaW-a0wYSwmbT3BDHoHo-MCC2mlHyYZMY_1aGGWR2cKxP0QJ4ZlGT69ubR9Dk2DOudWrnRfb3dpM08tUkAdMni5CYOzNToMZi7lZLFX2veDw3AZMQIMMRe4O6aPZrJSzETsjQEn9umPz4g6yCjLMDVkTSBiVZqCVU9rU41R7_5Kso/s320/Economic%20Action%20MD%20logo.png" width="292" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwp5rvN_lsM80UpL0m6TAYrzDvvVLxsY2z3VosP1fu9S517Pp4xM8hDl3d0Y-CCNsxmEwBQCKsHmLT9_LV4zUWcjTtKsHa5iOrvcOGgx4inhI2esHkbKa_Z9obUHaKYE_RXsbjyZ_ztjuIfPk10Y1nyFxvmCliGJK2yW6zfaTXgUYBbDofcGWCgtgD9MA/s1080/ECM%20Fair%20Housing%20for%20All%20logo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwp5rvN_lsM80UpL0m6TAYrzDvvVLxsY2z3VosP1fu9S517Pp4xM8hDl3d0Y-CCNsxmEwBQCKsHmLT9_LV4zUWcjTtKsHa5iOrvcOGgx4inhI2esHkbKa_Z9obUHaKYE_RXsbjyZ_ztjuIfPk10Y1nyFxvmCliGJK2yW6zfaTXgUYBbDofcGWCgtgD9MA/s320/ECM%20Fair%20Housing%20for%20All%20logo.png" width="320" /></a></div><p>SB57 has passed through second reader! This bill would carve a narrow exemption in two party consent law to allow fair housing testers to record their testing interactions in accordance with the Federal Department of Housing and Urban Development's testing recommendations. </p><p>39 other states allow one-party recordings for fair housing testing. All of the states that have had large fair housing court settlements have relied on recordings. SB57 will strengthen Maryland’s ability to enforce its fair housing laws. SB57 is on its third and final reader in the Senate TODAY. Take one minute to contact your senator and ask them to vote YES on SB57.</p><p><a data-saferedirecturl="https://www.google.com/url?q=https://default.salsalabs.org/Tfb6b0c21-fea1-488c-b3cd-a02e49adc464/5dbfefa9-cf1d-48f3-815c-6e81980c6815&source=gmail&ust=1710873785806000&usg=AOvVaw326W4OsBv8XHkTOqvf1hxm" href="https://default.salsalabs.org/Tfb6b0c21-fea1-488c-b3cd-a02e49adc464/5dbfefa9-cf1d-48f3-815c-6e81980c6815" style="background-color: white; color: #f8c436; font-family: Arial, Helvetica, sans-serif; font-size: 14px; overflow-wrap: break-word; word-break: break-word;" target="_blank"><strong>Click HERE to urge your State Senator to support SB57!</strong></a><br style="background-color: white; color: #0a5e7b; font-family: Arial, Helvetica, sans-serif; font-size: 14px;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white; color: #0a5e7b; font-size: 14px;"> </span></p><p>*****</p><p>Source: Economic Action Maryland email, March 18, 2024.</p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-74142119073790481792024-03-15T17:21:00.003-04:002024-03-15T17:29:27.016-04:00Ben Stern, Holocaust survivor who challenged neo-Nazis, 102<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8g4GvGNEhmg61h2YqIcGEMfh-hnwIXVKdn3UnVTA_Lhfh76PwvPA1TzXHmGoy0XJTg3RvBFOl_jROuk0enYwrQGGmok8Jytd75vvUPIlNr1KzOvwH4Ke9KT4A2wtvyskwsOhDEuBBRHConi3Loaj-xaVdPR2HuUkClrKDyaY48foOmzK9nKXBLp0iPQk/s1360/Stern%20-%20Near%20Normal%20Man.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1360" data-original-width="907" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8g4GvGNEhmg61h2YqIcGEMfh-hnwIXVKdn3UnVTA_Lhfh76PwvPA1TzXHmGoy0XJTg3RvBFOl_jROuk0enYwrQGGmok8Jytd75vvUPIlNr1KzOvwH4Ke9KT4A2wtvyskwsOhDEuBBRHConi3Loaj-xaVdPR2HuUkClrKDyaY48foOmzK9nKXBLp0iPQk/s320/Stern%20-%20Near%20Normal%20Man.jpg" width="213" /></a></div><p>Stern, who survived the Warsaw Ghetto, nine Nazi concentration camps, and two death marches, helped rally opposition to a planned neo-Nazi demonstration in Skokie, Illinois, in the 1970s. He also spoke to hundreds of audiences about Antisemitism and prejudice. Stern, a Polish-born Jew, lost his parents, his sister, and six of his seven brothers in the Holocaust. He evaded the gas chambers at Auschwitz, Treblinka, and other Nazi camps and was marched for weeks before his liberation in 1945.</p><p>In the US, Stern established a chain of laundromats across Chicago and settled with his family in the suburb of Skokie, home to a large Jewish community and an estimated 6,000 Holocaust survivors.</p><p>In 1977, the National Socialist Party of America, a small group of neo-Nazis led by Frank Collin, announced plans for a rally in Skokie. In a legal battle that ultimately landed in the U.S. Supreme Court, Stern joined other activists to try to stop them.</p><p>The neo-Nazis were represented in court by the American Civil Liberties Union, whose principal lawyer faced death threats for arguing that even speech as abhorrent as that of neo-Nazis must be defended if the First Amendment protection of free speech is to last. The neo-Nazis won their legal proceedings because their speech was rules to be protected under the First Amendment. But they canceled their rally in Skokie, partially because they were faced with a massive counter-demonstration organized by Jewish groups and activists including Stern, who had written letters to the editor, appeared on television, gathered petitions, and rallied people to the cause.</p><p>Stern later spoke to hundreds of audiences about his experience in the Holocaust. He also protested anti-Muslim bigotry in the wake of the 9/11 terrorist attacks and the Trump administration policy of separating immigrant children from their parents at the U.S. border.</p><p>Stern once talked with Ira Glasser, who, after becoming executive director of the ACLU in 1978, had strongly defended its representation of the neo-Nazis in their petition to gather in Skokie. Scheduled to speak together on a panel in California, Stern and Glasser met at the airport and Stern extended to him a hand and said, “We’re not going to agree, but we’re going to be friends.” “There was no meeting of the minds,” Glasser later commented. “His agony was too imprinted on his soul by what happened to him. And I remember thinking that if I were in his [place], I would probably be taking the same position.” Stern’s defiance, Glasser said, had been “heroic.”</p><p>Stern and his daughter wrote his 2022 memoir, <i>Near Normal Man: Survival with Courage, Kindness and Hope </i>(Redwood Publishing). She also produced a documentary based on the book, which is available on <a href="https://www.youtube.com/watch?v=ZCTlbJ79CZw" target="_blank">YouTube</a>. </p><p>*****</p><p><a href="https://www.washingtonpost.com/obituaries/2024/03/12/ben-stern-skokie-holocaust-dead/" target="_blank">Read the March 12, 2024 <i>Washington Post</i> article.</a><br /></p><p><a href="https://www.berkeleyside.org/2023/02/05/ben-stern-berkeley-holocaust-survivor-near-normal-man-memoir" target="_blank">Read the February 5, 2023 <i>Berkeleyside</i> article.</a><br /></p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-61446325653767460452024-03-15T15:27:00.000-04:002024-03-15T15:27:07.047-04:0018 Consumer Groups Oppose Proposed Capital One and Discover Merger<p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYvsl6tvunE3RjEAGjhXqAMANGKZlhTm1Zt7L4NIeU4asoGbwKWmHzEPpvnqCd4giScqDv3FUjabwT52tBMxYlK0vD2F7tWCll5AG3pZvxN7OjM8uTeMTKTTlwHWQaR1DAtTKRBOt38tu6b3Duk6lS22uamX9rMoigghCscyyP6Cet5CwN1PyNnKVTOYA/s1200/share-fdic-default-1200x630.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="630" data-original-width="1200" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYvsl6tvunE3RjEAGjhXqAMANGKZlhTm1Zt7L4NIeU4asoGbwKWmHzEPpvnqCd4giScqDv3FUjabwT52tBMxYlK0vD2F7tWCll5AG3pZvxN7OjM8uTeMTKTTlwHWQaR1DAtTKRBOt38tu6b3Duk6lS22uamX9rMoigghCscyyP6Cet5CwN1PyNnKVTOYA/s320/share-fdic-default-1200x630.png" width="320" /></a> </div><p></p><p>A coalition of 22 advocacy groups warned <a href="https://ncrc.org/wp-content/uploads/2024/03/Final-Letter-Block-Capital-One-Discover.pdf" target="_blank">in a letter</a> to Jerome Powell, the Fed chair; Martin Gruenberg, chair of the Federal Deposit Insurance Corp; Michael Hsu, acting comptroller of the currency; and Jonathan Kanter, assistant attorney general at the Department of Justice (DOJ), that the merger would "further concentrate risk" in the financial system and should be stopped. They urged regulators to block Capital One’s $35bn takeover of Discover. Urging the Federal Reserve and DOJ to intervene, the coalition stated that combining two of the largest US credit card companies would damage competition, and permit Capital One to hike fees after closing the acquisition, <a href="https://www.theguardian.com/business/2024/feb/20/elizabeth-warren-block-capital-one-discover-merger" target="_blank">announced by the companies last month</a>.</p><p>Signatories included the National Community Reinvestment Coalition (NCRC), the American Economic Liberties Project (AELP), Public Citizen, and Americans for Financial Reform.</p><p>In a statement, a Capital One spokesman said it had a “long history” of serving consumers and businesses with “best-in-class” products and services. “As this process moves forward, we are fully committed to engaging with consumer organizations and other stakeholders to demonstrate the significant benefits of this transaction to consumers, communities, and competition in the marketplace.”</p><p>The NCRC responded that “Capital One is a notorious bad actor, even at its current size, and should not be allowed to further concentrate market power.” Capital One is one America’s biggest banks, and a key issuer of Visa and MasterCard credit cards in the US. Discover, with 305 million global cardholders, is one of the largest card payment networks in the US.</p><p>While Capital One argues that the merger would enable it to “build a payments network that can compete” with the market’s largest players, the AELP pointed out that “Vague claims that the merger will benefit competition in payment networks are a Trojan Horse concealing the merger’s real goals: higher interchange fees, more costly credit cards, and a surge in size connoting an implicit too-big-to-fail government backstop. It might be lucrative for Capital One, but everyone else will pay.”</p><p>Capital One expects to close the deal by late 2024 or early 2025, subject to regulatory and shareholder approvals. </p><p>*****</p><p><a href="https://www.theguardian.com/business/2024/mar/06/capital-one-discover-merger-dangerous-consumer-groups-tell-fed?utm_campaign=Newsletters&utm_medium=email&_hsmi=298357208&_hsenc=p2ANqtz-8TGR7h2lSLX4DelFJkcoQS47bPBLl1HewHj3KhGrUZ2t3TlRKK0O1iMumpiqQSjUuL7M-Q7wkSuH6m8KGibZ89yiUFHQ&utm_content=298357208&utm_source=hs_email" target="_blank">Read the March 6, 2024 <i>Guardian</i> article.</a><br /></p><p><a href="https://ncrc.org/regulators-should-block-capital-one-discover-merger-advocacy-groups-write-in-joint-letter/?utm_campaign=Newsletters&utm_medium=email&_hsmi=298357208&_hsenc=p2ANqtz--temfAK50WgoZffRF1M47DtEb54wQC5cTkrBOF7haRAp-_o7FpXnBHun4NDg9VzfGvKZN_VA1k2WfFHflnpT0HnF26Yw&utm_content=298357208&utm_source=hs_email" target="_blank">Read the March 6, 2024 NCRC article.</a><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p>The Fed declined to comment.</p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-29701513117854539422024-02-29T17:20:00.002-05:002024-02-29T17:20:13.897-05:00The Difficult Problem of Fighting Source of Income Discrimination<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgztJHqKro4xY9rvPU5nWO5dL0nW72_4hyphenhyphenpiZcSLJwuOeJSNA9Uw6flr330AwtCbLcP7p_B2uMN8YpZxWIDMAC1scIjgTbQVuA4WO79wDW-1qQnwBWdZBGnxYaSaOhZuileVdLh7G9cQFTa1gMc8-WxiT_AY9sAUCdq5GBSSajOsLSurp6QUfYgNeiGLMU/s720/NYC%20Voucher%20discrimination%20poster.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="460" data-original-width="720" height="204" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgztJHqKro4xY9rvPU5nWO5dL0nW72_4hyphenhyphenpiZcSLJwuOeJSNA9Uw6flr330AwtCbLcP7p_B2uMN8YpZxWIDMAC1scIjgTbQVuA4WO79wDW-1qQnwBWdZBGnxYaSaOhZuileVdLh7G9cQFTa1gMc8-WxiT_AY9sAUCdq5GBSSajOsLSurp6QUfYgNeiGLMU/s320/NYC%20Voucher%20discrimination%20poster.png" width="320" /></a></div><p></p><p>Over 2 million low-income families use Section 8 housing vouchers to cover their rent. The program is one of the federal government’s most effective, keeping more than 5 million individuals housed. Nationally, all vouchers are getting used. But housing voucher discrimination limits where exactly recipients can live. A household with a voucher sometimes discovers that the only willing landlords are in unsafe neighborhoods, or that they must need to move into a different school district to use the voucher. There also are a number of landlords who say that the reason why they're not renting to someone is because of the voucher when really it is because of their racial discrimination or discrimination on the basis of disability. </p><p>To combat this, 17 states and dozens of cities and counties ban source-of-income discrimination covering almost 60% of renters. Enforcement of these laws, though, is lacking or spotty in many places. The best systems for enforcement include well-publicized outreach to property owners and the real estate community to inform them of the law and their obligations. </p><p>The most powerful method of enforcement involves “testing,” in which a government agency or nonprofit organization submits two very similar rental applications to a property owner, with one application including a housing voucher and the other without. Authorities than can determine if discrimination possibly is suspected, and proceed with enforcement. Subsequent publicizing of those results and getting public judgments is important to show other property owners that the city or state is serious about voucher discrimination enforcement. </p><p>However, such testing is expensive. Funding for housing discrimination testing comes primarily from HUD, which until February 12, 2024, did not give funding to its funded agencies to do sources-of-income discrimination investigations. This decision to fund HUD recipients is a positive development. Unfortunately, most agencies and nonprofits do not receive HUD funding, and cannot do testing because of the cost. Commitment and action by these authorities is also needed to reduce this stubborn problem.</p><p>*****</p><p><a href="https://www.route-fifty.com/management/2024/01/why-its-tough-stamp-out-housing-voucher-discrimination/393805/" target="_blank">Read the <i>Route Fifty</i> January 31, 2024 article.</a><br /></p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-12253264933685676932024-02-29T16:47:00.001-05:002024-02-29T16:47:23.717-05:00 HUD Increases Efforts to Reduce Source of Income Discrimination<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUdD_amrJ23rhAAkE3uqGbJQROfRQ1PSCLpoZeEFLwoOafvTEIFd7EFNXuXUmpyLgYblBKaJkjEtGxRl1k6dSaIkgpOx0ljLHs6-WtP12jhFUgDmBpXBfL4uj0dF9Aer5jSItB9EKngMh1I4CXcTvpQuYcFNmfoRcaF1RtfrXOBrwH5-5sVhWa5sqwa3k/s1047/NLIHC%20Source%20of%20Income%20chart.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="813" data-original-width="1047" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUdD_amrJ23rhAAkE3uqGbJQROfRQ1PSCLpoZeEFLwoOafvTEIFd7EFNXuXUmpyLgYblBKaJkjEtGxRl1k6dSaIkgpOx0ljLHs6-WtP12jhFUgDmBpXBfL4uj0dF9Aer5jSItB9EKngMh1I4CXcTvpQuYcFNmfoRcaF1RtfrXOBrwH5-5sVhWa5sqwa3k/s320/NLIHC%20Source%20of%20Income%20chart.jpeg" width="320" /></a></div><p>HUD recently took an important step forward to protect families with vouchers, authorizing the use of federal Fair Housing Assistance Program (FHAP) funds by state human rights agencies for testing and investigation of source of income discrimination cases. This follows a similar 2021 memo authorizing source of income discrimination testing and investigations at HUD funded fair housing centers.</p><p>Specifically, HUD informed organizations and agencies funded under HUD’s Fair Housing Assistance Program (FHAP) that funding can be used to support "source of income testing activities, source of income testing projects that are designed to uncover discrimination that violates the Fair Housing Act or substantially equivalent state or local fair housing laws.</p><p>In addition, HUD informed Fair Housing Initiatives Program (FHIP) grantees that FHEO will approve and pay for FHIP testing activities as long as they are designed to identify violations of the Fair Housing Act, whether they be instances of intentional discrimination, discrimination with unjustified discriminatory effects or less discriminatory alternatives, refusals to grant reasonable accommodations for persons with disabilities, or cases where discrimination erodes compliance with the duty to affirmatively further fair housing. Some state and local fair housing laws, which have been deemed by HUD as substantially equivalent to the federal Fair Housing Act, may include “source of income” or the like as a protected class. Testing for discrimination because of someone’s source of income could be funded with FHIP PEI funds because such discrimination can violate the Fair Housing Act.</p><p>This memorandum also clarifies that FHAP funds can be used to conduct source of income testing activities to detect discrimination that may violate the Fair Housing Act or substantially equivalent state or local fair housing laws. </p><p>In accordance with 24 C.F.R Part 115, FHAP agencies are permitted to use HUD funds to enforce substantially equivalent local or state laws. FHAP agencies may use FHAP funds to conduct source of income testing as an investigative tool in processing dual-filed complaints. FHAP funds may also support source of income testing activities as part of special enforcement efforts, partnerships initiatives, or other fair housing projects developed by FHAP agencies to enforce state or local fair housing laws. </p><p>HUD said that it is doing this because one specific type of source-of-income discrimination - based on someone’s use of a Housing Choice Voucher (HCV) - remains extremely high. This is important particularly because the HCV program is HUD’s primary program to assist very low-income families, elderly persons, and individuals with disabilities to afford decent, safe, and sanitary housing in the private housing market. Under the law, HCV participants can apply to any housing meeting HCV requirements are not located in subsidized housing projects. In practice, housing providers - especially those with units in low-poverty, well-resourced neighborhoods - often refuse to rent or sell to voucher holders. And because households who use HCVs are disproportionately Black, Hispanic, people with disabilities, families with minor children, and female-headed households, discrimination against voucher holders can violate the Fair Housing Act’s prohibition on discrimination because of protected characteristics, including but not limited to race, color, national origin, sex, disability, and familial status.</p><p>HUD regards fair housing testing as a critical investigative tool because it effectively detects hidden disparate treatment in housing practices. However, the Department urges FHAP agencies to not limit their testing and enforcement programs to intentional discrimination. HUD encourages testing activities designed to identify discrimination that violates the Act - through disparate treatment or unjustified discrimination. </p><p>*****</p><p><a href="https://www.hud.gov/sites/dfiles/FHEO/documents/Source%20of%20Income%20Testing%20Activities%20under%20FHAP%20Memo%20-%20Feb%2012%202024.pdf" target="_blank">Read HUD's February 12, 2024 Source of Income Discrimination Memorandum.</a></p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-6827041120773877442024-02-28T14:47:00.003-05:002024-02-28T14:47:38.832-05:00Study Finds Families Leaving HUD Assisted Housing Likelier to Become Homeowners <div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXrOCxnhz5-X96cBuhnyR9iFaZZyeJv5cgNGmal9dqwmTy4h-VQlubOhiTwTkp92N6TyCpKCwCKbOV_UyqU5aqrnw4ZsqbkQSdbrHs2nvn3zBI2dV8y7p1ZOg5fVyWmxQw6ReTfVdOx6zeGtVCB9HADZ26gro_7lU-ZsL3rUhMK8l7LKteOVVfcSdycc8/s150/Front%20of%20HUD%20Study%20report.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="150" data-original-width="120" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXrOCxnhz5-X96cBuhnyR9iFaZZyeJv5cgNGmal9dqwmTy4h-VQlubOhiTwTkp92N6TyCpKCwCKbOV_UyqU5aqrnw4ZsqbkQSdbrHs2nvn3zBI2dV8y7p1ZOg5fVyWmxQw6ReTfVdOx6zeGtVCB9HADZ26gro_7lU-ZsL3rUhMK8l7LKteOVVfcSdycc8/w147-h183/Front%20of%20HUD%20Study%20report.jpg" width="147" /></a></div><p>A recently-released study conducted by University of California, Berkeley of family households with children who leave HUD’s public housing and Housing Choice Voucher (HCV) programs found that households with children that left public housing assistance saw improvements in the areas they moved to - a significant decline in their neighborhood poverty rate. Although households that exited the HCV program also experienced decreases in their neighborhood poverty, those decreases were smaller than the decline in neighborhood poverty that households remaining in HCV housing had.</p><p>"The exploratory findings suggest that when people move out of public housing, they are generally moving to new neighborhoods that have lower poverty rates than the neighborhood of the public housing. However, for voucher tenants leaving housing assistance, their unassisted units are generally in neighborhoods with a similar poverty rate to the neighborhood where they were receiving assistance. This is consistent with previous research showing public housing neighborhoods mostly to have higher poverty rates than voucher tenant neighborhoods.</p><p>The persistence of highly concentrated poverty surrounding public housing units speaks to the need for continued place-based investment in the neighborhoods where public housing projects are located, as well as ensuring that those investments do not lead to the displacement of existing residents. Although emphasis on mobility strategies has increased within HUD’s housing assistance programs, it is not realistic to assume that mobility strategies are feasible for every resident in a disinvested neighborhood, nor is it necessarily preferable for low-income people to move out of neighborhoods where they have long-term cultural connections and social ties.</p><p>It was also found that for both public housing and the Housing Choice Voucher program, participation in the HUD’s Family Self-Sufficiency (FSS) program boosted the likelihood of homeownership by approximately 25%. Overall, this research provides valuable insight into how households fare after exiting HUD-assisted housing.</p><p>The study examined exited HUD-assisted households with children in 14 U.S. counties, administrative data linked with annual residential address, and tenure data from Infogroup."</p><p>Source: HUD Office of Policy Research and Development. <i>Examining the Housing and Neighborhood Trajectories for Former HUD-Assisted Households with Children</i>. Prepared by Alex Ramiller & Carolina Reid, UC Berkeley. March 30, 2023.</p><p>*****</p><p><a href="https://www.huduser.gov/portal/publications/Examining-the-Housing-Neighborhood-Trajectories.html" target="_blank">Read the February 22, 2024 HUD User article.</a></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-719164258425550062024-02-28T14:27:00.007-05:002024-02-28T14:27:39.764-05:00Maryland Civil Rights Gala will be on August 24, 2024<p> </p><table align="center" cellpadding="0" cellspacing="0" class="m_7637731087907234104main-table" style="background-color: #cdcdcd; border-collapse: collapse; border-spacing: 0px; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; margin: 0px auto; width: 100%;"><tbody><tr><td bgcolor="#000000" id="m_7637731087907234104main-nav" style="background-color: black; border-collapse: collapse !important; margin: 0px;" width="100%"><table align="center" cellpadding="0" cellspacing="0" class="m_7637731087907234104main-table" style="border-collapse: collapse; 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word-break: break-word;" target="_blank" title="Gala Tickets">CLICK HERE TO PURCHASE TICKETS </a></h3><table align="center" border="0" cellpadding="0" cellspacing="0" class="m_7637731087907234104govd_hr" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td style="border-collapse: collapse !important; margin: 0px;" width="100%"><hr /></td></tr></tbody></table><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Maryland Commission on Civil Rights<br />Biennial Civil Rights & Fair Housing Gala Celebration</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">"Celebrating Milestones: Pivotal Moments in History"</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Please Join Us To Celebrate Our Honorees!</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Governor Wes Moore<br />Lt. Governor Aruna Miller<br />Comptroller of Maryland - Brooke E. Lierman, Esq.<br />Maryland Attorney General - Anthony G. Brown<br />Superintendent MSP - Colonel Roland L. Butler, Jr.,<br />President and CEO of the National Fair Housing Alliance - Lisa Rice</h3><div style="line-height: 1;"></div><table align="center" border="0" cellpadding="0" cellspacing="0" class="m_7637731087907234104govd_hr" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td style="border-collapse: collapse !important; margin: 0px;" width="100%"><hr /></td></tr></tbody></table><h2 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 17.6px;">Saturday, August 24, 2024<br />6:00 pm until 10:00 pm<br /><em>at <span style="line-height: 17.6px;">the</span></em><br />Maryland Live! Hotel Ballroom<br />7002 Arundel Mills Circle #7777<br />Hanover, Maryland 21076</h2><table align="center" border="0" cellpadding="0" cellspacing="0" class="m_7637731087907234104govd_hr" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td style="border-collapse: collapse !important; margin: 0px;" width="100%"><hr /></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" cellpadding="0" cellspacing="0" class="m_7637731087907234104main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#FFFFFF" id="m_7637731087907234104call-to-action" style="background-color: white; border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><p style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px;">The Maryland Commission on Civil Rights is excited to announce that our Biennial Civil Rights & Fair Housing Gala Celebration will be held on August 24, 2024, from 6:00pm to 10:00pm at the Maryland Live! Hotel Ballroom in Hanover, Maryland. This year, our theme is “Celebrating Milestones: Pivotal Moments in History.” In recent years, state and local organizations have achieved crucial milestones through their diversity in leadership. The values of cultural diversity and inclusiveness involve respect for and acceptance of different philosophies and values. By incorporating different cultures, we can inspire innovations and excellence in our lives, workplaces, communities, and the world.</p><p style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px;">We look forward to seeing everyone there!</p><h2 align="center" class="m_7637731087907234104gd_p" style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 22.4px; text-align: center;"><em><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vbWNjci5tYXJ5bGFuZC5nb3YvUGFnZXMvR2FsYTIwMjQuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.pmUqeOyKA5i8_5II1SNJidpQEAdD1G1ezB2DIGTrLr4/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330764000&usg=AOvVaw3W05Uu3qiWj06Foha_pHfI" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vbWNjci5tYXJ5bGFuZC5nb3YvUGFnZXMvR2FsYTIwMjQuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.pmUqeOyKA5i8_5II1SNJidpQEAdD1G1ezB2DIGTrLr4/s/3060803076/br/237867510361-l" rel="noopener" style="color: #0088cc; 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margin: 0px; padding: 10px;" width="100%"><p align="center" class="m_7637731087907234104gd_p" style="color: white; font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin: 0px 0px 12px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTIsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9kZWZhdWx0LmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMjI4LjkwOTUzOTcxIn0.yIKnHWLo8mtGD-V54YPNJJLLr_Ik4A9YktYW7UGO_b0/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw02yLen-NyiPBJAqxNd3uj0" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTIsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9kZWZhdWx0LmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMjI4LjkwOTUzOTcxIn0.yIKnHWLo8mtGD-V54YPNJJLLr_Ik4A9YktYW7UGO_b0/s/3060803076/br/237867510361-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">HOME</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTMsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9BYm91dC1NQ0NSLmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMjI4LjkwOTUzOTcxIn0.4ad80NoBvMaw3h34uqv0OWeTg7_WZG_HC1csNpNRBpA/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw3xrUmSoABQedTANSHntH6t" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTMsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9BYm91dC1NQ0NSLmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMjI4LjkwOTUzOTcxIn0.4ad80NoBvMaw3h34uqv0OWeTg7_WZG_HC1csNpNRBpA/s/3060803076/br/237867510361-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">ABOUT MCCR</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTQsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9TZXJ2aWNlcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDIyOC45MDk1Mzk3MSJ9.kTp9pCQc0P9Omsf_sPYDEEUVUj2Xkqyq9HKgcx14bLg/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw0AqnNzI5iCYka7qUfYu1JZ" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTQsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9TZXJ2aWNlcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDIyOC45MDk1Mzk3MSJ9.kTp9pCQc0P9Omsf_sPYDEEUVUj2Xkqyq9HKgcx14bLg/s/3060803076/br/237867510361-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">SERVICES</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTUsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QdWJsaWNhdGlvbnMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.7yr0kk365P45V3fkxtVU02ItLDUdqIntvv6-6O8MLpU/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw22lriZq9F0VDHEyTMXruhx" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTUsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QdWJsaWNhdGlvbnMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.7yr0kk365P45V3fkxtVU02ItLDUdqIntvv6-6O8MLpU/s/3060803076/br/237867510361-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">PUBLICATIONS</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTYsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9FdmVudHMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.o7LLib8mIsbiNXT8ME_gmx0ufNDkj03ft3v4FZhDt6g/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw3h845ta-fZV4HUPlaef_I3" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTYsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9FdmVudHMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjguOTA5NTM5NzEifQ.o7LLib8mIsbiNXT8ME_gmx0ufNDkj03ft3v4FZhDt6g/s/3060803076/br/237867510361-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">EVENTS</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTcsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QcmVzcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDIyOC45MDk1Mzk3MSJ9.bcwz9QDVXRGAr3izymlogG9yRtGKvqalGpXMDd9ll44/s/3060803076/br/237867510361-l&source=gmail&ust=1709234330765000&usg=AOvVaw14OXoHxj2leDLGCPx7GxaV" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTcsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QcmVzcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDIyOC45MDk1Mzk3MSJ9.bcwz9QDVXRGAr3izymlogG9yRtGKvqalGpXMDd9ll44/s/3060803076/br/237867510361-l" style="color: white; 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border-spacing: 0px; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; padding-top: 20px;"><tbody><tr><td class="m_7138856634194889294digest-entry-subject" style="border-collapse: collapse; font-family: "Helvetica Nueue", Helvetica, Helvetica, Arial, sans-serif; font-size: 24px; line-height: 24px; margin: 0px; padding-bottom: 5px;"></td></tr><tr><td class="m_7138856634194889294digest-entry-date-sent" style="border-collapse: collapse; color: #888888; font-family: "Helvetica Nueue", Helvetica, Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; padding-bottom: 5px;"><br /></td></tr><tr><td class="m_7138856634194889294digest-entry-content" style="border-collapse: collapse; color: #333333; font-family: "Helvetica Nueue", Helvetica, Helvetica, Arial, "sans serif"; font-size: 16px; line-height: 18px; margin: 0px; padding-bottom: 5px;"><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-spacing: 0px; width: 100%;"><tbody><tr><td style="background-color: #eeeeee; border-collapse: collapse; margin: 0px; padding: 0px; width: 610px;"><table align="center" border="0" cellpadding="0" cellspacing="0" id="m_7138856634194889294flexible-abe-main-table" style="border-spacing: 0px; padding-bottom: 20px; padding-top: 20px; width: 100%;"><tbody><tr><td style="border-collapse: collapse; margin: 0px;"></td><td style="border-collapse: collapse; margin: 0px;"><div style="line-height: 16px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing: 0px; max-width: 600px; width: 100%;"><tbody><tr bgcolor="#FFFFFF" id="m_7138856634194889294abe-section-row-62b728e4-219f-47bb-8ef5-14106133e2bc" style="background-color: white;"><td align="center" style="border-collapse: collapse; font-size: 0px; margin: 0px; text-align: center; vertical-align: top;" valign="top"><div id="m_7138856634194889294abe-column-block-f7f73b3a-4279-4227-8e5f-548aac662569" style="box-sizing: border-box; display: inline-block; font-size: 16px; line-height: 16px; vertical-align: top; width: 600px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing: 0px; overflow-wrap: break-word; table-layout: fixed; width: 100%;"><tbody><tr><td id="m_7138856634194889294abe-column-block-f7f73b3a-4279-4227-8e5f-548aac662569-padding" style="border-collapse: collapse; margin: 0px; padding: 15px;"><img alt="*RFP description flyer" class="CToWUd a6T" data-bit="iit" height="570" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEiu_2mFTW4CMAsI-P9j7xnvurAiYvqq2rlIuTJJ0VXso7OFCG2xTgcdMZhh8cku0Jw-oVNgutLfwOIaQv0EyiTfKHdGYg0KkMvU5LHQCIV5au4Vp4QLW2tlb1k6ggDtZuhyphenhyphenlN3rr2wVGyO_Bba1fnfhc96VBNOCINE9KOcWmNRG_Jr_OTKGiLPJ12XXnoEjqI29W0PZgNGxr1vcKSOhxA=s0-d-e1-ft" style="border: none; cursor: pointer; height: auto; line-height: 1; max-width: 100%; outline: none; width: 570px;" tabindex="0" width="570" /></td></tr></tbody></table></div></td></tr></tbody></table></div><div style="line-height: 16px;"><table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing: 0px; max-width: 600px; text-align: center; width: 100%;"><tbody><tr bgcolor="#FFFFFF" id="m_7138856634194889294abe-section-row-76f8c4aa-efda-45e8-b603-5b74504f7c37" style="background-color: white;"><td style="border-collapse: collapse; font-size: 0px; margin: 0px; text-align: center; vertical-align: top;" valign="top"><div id="m_7138856634194889294abe-column-block-6e1b19bd-7d3d-4d9b-baf9-938517ecffde" style="box-sizing: border-box; display: inline-block; font-size: 16px; line-height: 16px; vertical-align: top; width: 600px;"><table border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing: 0px; overflow-wrap: break-word; table-layout: fixed; text-align: center; width: 100%;"><tbody><tr><td id="m_7138856634194889294abe-column-block-6e1b19bd-7d3d-4d9b-baf9-938517ecffde-padding" style="border-collapse: collapse; margin: 0px; padding: 15px;"><h1 style="font-family: helvetica; font-size: 30px; line-height: 1.2; margin: 0px 0px 20px;"><em>SUBMIT A PROPOSAL!</em></h1><p style="font-family: helvetica; font-size: 15px; line-height: 1.4; margin: 0px 0px 15px;">This year, the Baltimore City Office of Equity and Civil Rights is excited to be hosting the 5th annual Civil Rights Week <strong>(October 6th - October 12th)</strong> here in Baltimore as we celebrate the 60th anniversary of the historic signing of the 1964 Civil Rights Act. Civil Rights Week is <strong>a series of FREE events over seven days</strong> which bring together academics, policy makers, service providers, activists, grassroots leaders, and members of all types of communities in our city together. In many respects, Baltimore, is one of the true homes of the civil rights movement. From the founding of the Baltimore City Equal Employment Opportunity Commission in 1956 to the establishment of the Police Accountability Board in 2022, Baltimore and the beautifully diverse people that make up our communities have fearlessly stood at the front lines of this fight. The City of Baltimore and the Office of Equity and Civil Rights are honored to be the beneficiaries of that work and the guardians of that legacy. </p><p style="font-family: helvetica; font-size: 15px; line-height: 1.4; margin: 0px 0px 15px; text-align: left;">Governor Moore has declared 2024 to be <em>"</em><em>The Year of Civil Rights"</em><strong>. </strong>With the same energy and spirit, we are happy to share that our theme for Civil Rights Week 2024 will be <strong>"From Protest to Progress!".</strong> Put yourself in a reflective and prospective mindset as we dissect false and systemic barriers and take the opportunity to learn about and celebrate the people and ideas that have made Baltimore a more equitable place to live. You can follow the links below to learn more about the different divisions that make up OECR and how your proposal can tie into some of the amazing work they do:</p><p style="font-family: helvetica; font-size: 15px; line-height: 1.4; margin: 0px 0px 15px;">-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMCIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiMjM1MjI4NzA2MSIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3BvbGljZS1hY2NvdW50YWJpbGl0eSIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.PRIt8g9u_MYXoFqsVSChKOOueECasJ2UokE02ICQhf4&source=gmail&ust=1709138620661000&usg=AOvVaw0o-t5ii599CYTf8amnyOcR" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMCIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiMjM1MjI4NzA2MSIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3BvbGljZS1hY2NvdW50YWJpbGl0eSIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.PRIt8g9u_MYXoFqsVSChKOOueECasJ2UokE02ICQhf4" rel="noopener" style="color: #1d5782;" target="_blank">Police Accountability Division</a><br />-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMSIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiMjYzNDc1NDY3NiIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3dhZ2UtY29tbWlzc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.-C2aOMfmJe3fgDT5FKpk06x1gX5CIhpxgBN0pX3erXE&source=gmail&ust=1709138620661000&usg=AOvVaw3muGeMfFWcBhdy3FGqmFNh" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMSIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiMjYzNDc1NDY3NiIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3dhZ2UtY29tbWlzc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.-C2aOMfmJe3fgDT5FKpk06x1gX5CIhpxgBN0pX3erXE" rel="noopener" style="color: #1d5782;" target="_blank">Wage Commission</a><br />-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMiIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3dvbWVucy1jb21taXNzaW9uLTAiLCJlbWFpbCI6IndrbGFka3lAZ2JjaHJiLm9yZyJ9.5mLKG7JEC-2_fIvwWgjeY3PCDwlItoeaTyI7IWUqNvQ&source=gmail&ust=1709138620661000&usg=AOvVaw1q4SqsZkOTrypclyr0Vy71" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMiIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L3dvbWVucy1jb21taXNzaW9uLTAiLCJlbWFpbCI6IndrbGFka3lAZ2JjaHJiLm9yZyJ9.5mLKG7JEC-2_fIvwWgjeY3PCDwlItoeaTyI7IWUqNvQ" rel="noopener" style="color: #1d5782;" target="_blank">Women's Commission</a><br />-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMyIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMSIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2NvbW1pc3Npb24tMCIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.kmg0_ee0NuYWIeovP8WJhL9QnuMnxWkyylCFFnLrkFo&source=gmail&ust=1709138620661000&usg=AOvVaw1eraxjTCkR5zryQNsaexAs" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwMyIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMSIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2NvbW1pc3Npb24tMCIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.kmg0_ee0NuYWIeovP8WJhL9QnuMnxWkyylCFFnLrkFo" rel="noopener" style="color: #1d5782;" target="_blank">Commission on Disabilities</a><br />-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNCIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMiIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2VxdWl0eS1kaXZpc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.0Zx34rd4QphdBE7ahIjGJOaSMtnIfcTcs6pEftqfYVg&source=gmail&ust=1709138620661000&usg=AOvVaw2fBtO2rTAoxTE5b0f4u32w" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNCIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMiIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2VxdWl0eS1kaXZpc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.0Zx34rd4QphdBE7ahIjGJOaSMtnIfcTcs6pEftqfYVg" rel="noopener" style="color: #1d5782;" target="_blank">Equity Division</a><br />-<a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNSIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMyIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2NvbW11bml0eS1yZWxhdGlvbnMtY29tbWlzc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.7EmcWUgBHR7EKQKxJu18AuUK7mHGDyB26YnV5wHH7SM&source=gmail&ust=1709138620661000&usg=AOvVaw3xpDVKU8vOgAO_gESJFKgW" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNSIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzMyIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2NpdmlscmlnaHRzLmJhbHRpbW9yZWNpdHkuZ292L2NvbW11bml0eS1yZWxhdGlvbnMtY29tbWlzc2lvbiIsImVtYWlsIjoid2tsYWRreUBnYmNocmIub3JnIn0.7EmcWUgBHR7EKQKxJu18AuUK7mHGDyB26YnV5wHH7SM" rel="noopener" style="color: #1d5782;" target="_blank">Community Relations Commission</a></p><h2 align="center" style="font-family: helvetica; font-size: 22px; line-height: 1.2; margin: 0px 0px 18px; text-align: center;">Proposals for programs are now open and will be accepted until May 31st, 2024, at 11:59 PM. </h2><h2 align="center" style="font-family: helvetica; font-size: 22px; line-height: 1.2; margin: 0px 0px 18px; text-align: center;">To submit a proposal, please complete this online form:</h2><h2 align="center" style="font-family: helvetica; font-size: 22px; line-height: 1.2; margin: 0px 0px 18px; text-align: center;"><strong><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNiIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzNCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2Zvcm1zLm9mZmljZS5jb20vZy8zOUxHVVdIeHRFIiwiZW1haWwiOiJ3a2xhZGt5QGdiY2hyYi5vcmcifQ.mN6YNLwAYZBES3APEiL8hYvA7-0TjtWuJGLazJAkYaU&source=gmail&ust=1709138620661000&usg=AOvVaw1y0D3zgm_9s9TdCjA7GyS6" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJzdWJzY3JpYmVyX2lkIjoiNzU4OTAxMTEzIiwiYnVsbGV0aW5fbGlua19pZCI6IjEwNiIsInVyaSI6ImJwMjpkaWdlc3QiLCJsaW5rX2lkIjoiNDkwMDg2ODYzNCIsImJ1bGxldGluX2lkIjoiMjAyNDAyMjYuOTA4MjE3MTEiLCJ1cmwiOiJodHRwczovL2Zvcm1zLm9mZmljZS5jb20vZy8zOUxHVVdIeHRFIiwiZW1haWwiOiJ3a2xhZGt5QGdiY2hyYi5vcmcifQ.mN6YNLwAYZBES3APEiL8hYvA7-0TjtWuJGLazJAkYaU" rel="noopener" style="color: #1d5782;" target="_blank">https://forms.office.com/g/<wbr></wbr>39LGUWHxtE </a></strong></h2><p align="center" style="font-family: helvetica; font-size: 15px; line-height: 1.4; margin: 0px 0px 15px; text-align: center;"><strong>If you require accommodations or other assistance to submit a proposal, please contact Jumel Howard at <a href="mailto:jumel.howard@baltimorecity.gov" rel="noopener" style="color: #1d5782;" target="_blank">jumel.howard@baltimorecity.gov</a> for further assistance. </strong></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><b style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">Guidelines for Proposals: </b></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">Proposal topics should be relevant to the main theme of the week, </span><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">"The Year of Civil Rights: Equity, Then and Now" Proposals should be focused on the local Baltimore (City and/or County) area and how equity, civil rights, and inclusion in process have evolved in Baltimore between the signing of the 1964 Civil Rights Act and today. </span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">Activists, service providers, policy makers, scholars, clients, artists, and other Baltimore-based change-makers are all welcome as potential panelists! </span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">When writing the proposal description be sure to include a title and brief (roughly 100 words) description of your proposed panel, workshop, or other interactive formats.</span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">Proposed presenters must have already agreed to participate BEFORE proposal submission. </span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">No incomplete proposals will be considered. This means all participants must be identified and their contact information provided, and all aspects of the associated program and costs are included in the proposal.</span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">Proposals with any associated costs must include a plan to cover those costs. </span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">Individuals and organizations who have presented in prior years are more than welcome to submit proposals for this year! However, please be sure that the proposal presents different material than has been presented in the past. </span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">We do not include panels that are solicitations or advertisements for businesses or personal services. </span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px;"><span style="font-family: helvetica;"><span style="font-size: 15px;">Preference will be given to proposals that incorporate the voices of minority, immigrant/refugee, low-income, or LGBTQIA+ communities. We will also give consideration to proposals that include presenters in multiple roles and/or from more than one organization/institution.</span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="font-size: 15px; text-align: center;"><span style="font-family: helvetica;">For example: (a service provider, scholar, and client from one organization, or representatives from two or more organizations working in collaboration.</span></span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><strong style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">Submission Timeline: </strong></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">May 31, 11:59pm (EST): Deadline for proposal submission. </span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">May 15: Notification of acceptances. </span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">June 28: Participant and OECR Introduction/Q&A Session.</span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">August 1: General registration opens.</span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">August 1st - 15th: Venue walk-throughs.</span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;">Sunday, October 6th - Saturday, October 12: Baltimore City Civil Rights Week!</span></p><p style="line-height: 1.4; margin: 0px 0px 15px; text-align: start;"><span style="color: #333333; font-family: helvetica; font-size: 15px; text-align: center;"><br /></span></p></td></tr></tbody></table></div></td></tr></tbody></table></div></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-86635938531981816852024-02-23T12:45:00.003-05:002024-02-23T12:45:21.854-05:00 20 Boston-area landlords & property companies sued for discrimination<p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjUGwy19DrYmurd_1lWm5nZJLu67-H5TsSfoQy6tmlfT2y7lcklrpcjA_vn5VV_UDXWQSEjDAu1-T7f8TjDUXMhXP_p487_uvnD6Dnqy193aWlIHwkgQDBW9O_vfjtbadsgvMg1QIy6SlJrb0iZ94ZNwqH1VXmvs_z3Kgjeh_MaiMNIsFzRwZS7Qa0AKY4" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="310" data-original-width="412" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEjUGwy19DrYmurd_1lWm5nZJLu67-H5TsSfoQy6tmlfT2y7lcklrpcjA_vn5VV_UDXWQSEjDAu1-T7f8TjDUXMhXP_p487_uvnD6Dnqy193aWlIHwkgQDBW9O_vfjtbadsgvMg1QIy6SlJrb0iZ94ZNwqH1VXmvs_z3Kgjeh_MaiMNIsFzRwZS7Qa0AKY4" width="319" /></a></div><p></p><p><a href="https://www.housingrightsus.org/" target="_blank">Housing Rights Initiative</a> (HRI), a nonprofit housing watchdog group, has sued 20 Boston-area property companies and real estate brokers for allegedly discriminating against low-income tenants. The lawsuit, brought by the <a href="https://lawyersforcivilrights.org/" target="_blank">Lawyers for Civil Rights (LCR) </a>and Handley Farah & Anderson, alleges landlords and brokers refused to rent to tenants with government-subsidized housing vouchers - which is illegal in Massachusetts. This is the first of its kind in Massachusetts.</p><div>LCR said in a <a href="https://lawyersforcivilrights.org/our-impact/housing/20-landlords-and-brokers-sued-for-housing-discrimination-in-boston/" target="_blank">statement</a> that HRI used "testers" to act as prospective tenants requesting information about apartments. The companies and brokers at first "responded positively" to the inquiries, but then allegedly refused to accept housing vouchers, often called "Section 8" vouchers. Discrimination against voucher-holders continues patterns of de facto racial segregation among Boston neighborhoods, as residents of color thus must use housing subsidies solely in low-income areas with fewer public resources than predominant white neighborhoods.</div><p>The suit, filed in Suffolk Superior Court, includes photos of alleged conversations in which landlords and property brokers appear to tell prospective tenants they do not accept the vouchers. "One takeaway from our year-long investigation is that housing discrimination is alive and well in Boston," said Aaron Carr, HRI founder and executive director. He said the defendants named in the suit represent only "the tip of a very discriminatory iceberg," claiming many other landlords and brokers engage in similar practices.</p><p>The trade association <a href="https://masslandlords.net/" target="_blank">MassLandlords</a> commented that the state should provide better training to landlords on navigating housing laws and help simplify the process of renting to those with housing vouchers. None of the defendants appear to be members of the association.</p><p>HRI has brought similar lawsuits against real estate companies in New York City. "This is a national issue," Carr said, "but in Boston it seems particularly pronounced, which makes sense because Boston has a very tight market and in tight markets a lot of times you see shenanigans like this one."</p><p>*****</p><p><a href="https://www.wbur.org/news/2024/02/21/housing-discrimination-section-8-vouchers?utm_campaign=Newsletters&utm_medium=email&_hsmi=295390990&_hsenc=p2ANqtz-9BVwaoUOv67h-QgI3RhgQnIHnPAGetmvt8sj0oNM3Pp1SLH7rZ7BymuJA72FWGJQi3naNjKHeauE0_7AulhBSyEhdvLQ&utm_content=295390990&utm_source=hs_email" target="_blank">Read the February 21, 2024 WBUR article.</a><br /></p><p><a href="https://lawyersforcivilrights.org/wp-content/uploads/2024/02/HRI-v.-Charlesgate-Housing-Complaint-.pdf" target="_blank">Click here</a> to download the complaint.</p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-68213136866869268652024-02-16T16:33:00.006-05:002024-02-16T16:33:58.855-05:00 Maryland Commission on Civil Rights and the SCREA Are Working Together to Reduce Discriminatory Housing Appraisals<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhD4yUYoWI76R2LFL7bz04uCD8xn0vPnfCsQdOGWs2YxID0lYonNahuR6hDb5sTv9rjtKy8nO4a_cmQqLluiBa0qacLx2NNWqGFVzJbRlq_ki8wpUkMf44octk79oo6RWH8u3VtZ7ZvlnIlbe1PR1S5SxfVf9uamRVgz927ijeVpFOgeWbVmO9ngIa7AfA/s192/MCCR%20logo-clear-no-2-2-1_crop.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="190" data-original-width="192" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhD4yUYoWI76R2LFL7bz04uCD8xn0vPnfCsQdOGWs2YxID0lYonNahuR6hDb5sTv9rjtKy8nO4a_cmQqLluiBa0qacLx2NNWqGFVzJbRlq_ki8wpUkMf44octk79oo6RWH8u3VtZ7ZvlnIlbe1PR1S5SxfVf9uamRVgz927ijeVpFOgeWbVmO9ngIa7AfA/s1600/MCCR%20logo-clear-no-2-2-1_crop.png" width="192" /></a></div><p>The <a href="https://mccr.maryland.gov/Pages/default.aspx" target="_blank">Maryland Commission on Civil Rights </a>(MCCR) and the <a href="https://www.dllr.state.md.us/license/reahi/" target="_blank">Maryland State Commission of Real Estate Appraisers</a>, Appraisal Management Companies, and Home Inspectors (SCREA) will work together regarding fair housing issues and complaints regarding real estate appraisals. The main goal of this interagency cooperation agreement is to better enforce Title 20, Subtitle 7 of the Annotated Code of Maryland concerning appraisal bias.</p><p>This is being done because recent research suggests that there are racial and ethnic differences in home valuations. According to the <a href="https://www.fhfa.gov/" target="_blank">Federal Housing Finance Agency</a>’s 2021 appraisal statistics, 23.3% of homes in high minority tracts (80.1-100%) were undervalued. This is compared to 13.4% of homes in White tracts (0-50%) and 19.2% in minority tracts (50.1-80%). Bias plays a major factor in this statistic. While home appraisals are supposed to be independent, fair and objective estimates of market value so lenders can accurately evaluate risk, the results depend upon the appraiser’s expertise and familiarity with the neighborhood. The appraisal industry remains one of the country’s least diverse professions; 98% of appraisers are White, according to the <a href="https://www.bls.gov/" target="_blank">U.S. Bureau of Labor Statistics</a>.</p><p>“This is one of the major economic barriers that prohibit people of color from gaining generational wealth,” said Cleveland L Horton, II, Deputy Executive Director of MCCR. “By MCCR and SCREA formally working together, we can improve the appraisal process and create an equitable system that can be used to lift all Marylanders up the proverbial economic ladder.”</p><p>A formal memorandum of understanding solidifying this interagency cooperation between MCCR and SCREA will be signed on February 26th at 10 a.m. in MCCR’s headquarters (6 St Paul Street, Suite 900, Baltimore MD 21202.)</p><p>The <a href="https://mccr.maryland.gov/Pages/default.aspx" target="_blank">Maryland Commission on Civil Rights</a> (MCCR) represents the interest of the State to ensure equal opportunity for all Marylanders through enforcement of Title 20 of the State Government Article and Title 19 of the State Finance & Procurement Article, Annotated Code of Maryland. MCCR investigates complaints of discrimination in employment, housing, public accommodations, health services, commercial leasing, and state contracts that are filed by members of protected classes under federal and state law.</p><p>*****</p><p><a href="https://mccr.maryland.gov/Documents/press-releases/Maryland%20Commission%20on%20Civil%20Rights%20and%20the%20SCREA%20Unite%20to%20Address%20Discriminatory%20Housing%20Appraisals.pdf" target="_blank">Read the February 15, 2024 MCCR press release.</a><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-19606832021623195642024-02-12T15:52:00.010-05:002024-02-12T15:52:55.444-05:00MCCR & Baltimore Leadership School for Young Women present "Artistic Expression of Black Heritage: Celebrating Creativity" on February 21st<p> </p><table align="center" cellpadding="0" cellspacing="0" class="m_7318668185215062193main-table" id="m_7318668185215062193yahoo" style="border-collapse: collapse; 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border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><h3 align="start" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px;">MCCR, in partnership with Baltimore Leadership School for Young Women, present "Artistic Expression of Black Heritage: Celebrating Creativity" at the Enoch Pratt Central Library (400 Cathedral St, Baltimore, MD 21201) on February 21, 2024 from 5pm - 6:30pm. </h3><h3 align="start" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px;">Click <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3LmV2ZW50YnJpdGUuY29tL2UvYXJ0aXN0aWMtZXhwcmVzc2lvbnMtb2YtYmxhY2staGVyaXRhZ2UtY2VsZWJyYXRpbmctY3JlYXRpdml0eS10aWNrZXRzLTgzMDUyMjgzNTE1Nz9hZmY9b2RkdGR0Y3JlYXRvciIsImJ1bGxldGluX2lkIjoiMjAyNDAyMTIuOTAwOTk1MzEifQ.Tb-gIRlya5GaxUyuGaCkw4a7T2Z3meFins13_FU4dm0/s/3060803076/br/236952089395-l&source=gmail&ust=1707857428798000&usg=AOvVaw0Elzu_VA4mem7Z5kMJs_4k" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3LmV2ZW50YnJpdGUuY29tL2UvYXJ0aXN0aWMtZXhwcmVzc2lvbnMtb2YtYmxhY2staGVyaXRhZ2UtY2VsZWJyYXRpbmctY3JlYXRpdml0eS10aWNrZXRzLTgzMDUyMjgzNTE1Nz9hZmY9b2RkdGR0Y3JlYXRvciIsImJ1bGxldGluX2lkIjoiMjAyNDAyMTIuOTAwOTk1MzEifQ.Tb-gIRlya5GaxUyuGaCkw4a7T2Z3meFins13_FU4dm0/s/3060803076/br/236952089395-l" rel="noopener" style="color: #0088cc; 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text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiM7MGJydkMQZkLSRH_AmHNKFPaod6Z_ZmbgP1CCndPVRZGhMv_nWhneecGrvh9Ek-NeMNhkxAkVV7nq2V2NCsAM7j-FMn8HQ6OF-DVFQsrvhrT4XmRvSA4nVTBNHqSQOtmPNwzHG8Y26ceOnX2DjtQp7shJKbGrK56DI10Og5ueBe3ft-ki2hx6B9kXts/s4032/Charlotte%20NC%20andrew-stapleton-Gbn2aJkhWCk-unsplash.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2268" data-original-width="4032" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiM7MGJydkMQZkLSRH_AmHNKFPaod6Z_ZmbgP1CCndPVRZGhMv_nWhneecGrvh9Ek-NeMNhkxAkVV7nq2V2NCsAM7j-FMn8HQ6OF-DVFQsrvhrT4XmRvSA4nVTBNHqSQOtmPNwzHG8Y26ceOnX2DjtQp7shJKbGrK56DI10Og5ueBe3ft-ki2hx6B9kXts/s320/Charlotte%20NC%20andrew-stapleton-Gbn2aJkhWCk-unsplash.jpg" width="320" /></a></div><p>The First National Bank of Pennsylvania (FNB) has agreed to pay $13.5 million to resolve allegations by the U. S. Department of Justice (DOJ) and the State of North Carolina that it engaged in a pattern or practice of lending discrimination by redlining predominantly Black and Hispanic North Carolina neighborhoods. Redlining is an illegal practice in which lenders avoid providing credit services to individuals living in communities of color because of the race, color, or national origin of residents in those communities.</p><p>The complaint alleges that from 2017-2021, FNB failed to provide mortgage lending services to predominantly Black and Hispanic neighborhoods in Charlotte and Winston-Salem, and discouraged people seeking credit there from obtaining home loans. Instead, FNB’s home mortgage lending focused disproportionately on white areas of the cities. Other lenders had applications in predominantly Black and Hispanic neighborhoods at 2.5 times the rate of FNB in Charlotte and 4 times the rate in Winston-Salem. FNB’s branches in both cities were also mostly located in predominantly white neighborhoods. The bank closed its only branch in a predominantly Black and Hispanic neighborhood in Winston-Salem in 2021.</p><p>The complaint further alleges that FNB had mortgage loan officers working out of predominantly white areas to generate loan applications and that the bank did not track how they developed loan referrals or how they distributed the bank’s mortgage marketing materials.</p><p>Under the two proposed consent orders, FNB will invest $13.5 million to increase credit opportunities for communities of color in Charlotte and Winston-Salem, including: (1) $11.75 million in a loan subsidy fund to increase access to home mortgage, home improvement, and home refinance loans for residents of majority-Black and Hispanic neighborhoods in FNB’s service areas; (2) $1 million on community partnerships to provide services related to credit, consumer financial education, homeownership, and foreclosure prevention for residents of predominantly Black and Hispanic neighborhoods in those areas; (3) $750,000 for advertising, outreach, consumer financial education, and credit counseling for predominantly Black and Hispanic neighborhoods in the areas; (4) open three new branches in predominantly Black and Hispanic neighborhoods in the two cities, with at least one mortgage banker assigned to each branch; (5) hire a director of community lending to oversee the development of lending in communities of color; (6) retain independent consultants to enhance its fair lending program and better meet the communities’ needs for mortgage credit; (7) conduct a community credit needs assessment; (8) evaluate its fair lending compliance management systems; and (9) conduct staff trainings.</p><p>With assets of over $45 billion, FNB is headquartered in Pennsylvania and operates approximately 350 branches throughout the District of Columbia, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, and West Virginia. It is among the 100 largest US banks.</p><p>*****</p><p style="text-align: left;">Photo by <a href="https://unsplash.com/@andy_stapleton?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash">Andrew Stapleton</a> on <a href="https://unsplash.com/photos/high-rise-buildings-Gbn2aJkhWCk?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash">Unsplash</a></p><div><a href="https://www.justice.gov/opa/pr/justice-department-and-state-north-carolina-secure-135-million-agreement-first-national-bank" target="_blank">Read the February 5, 2024 DOJ release.</a></div>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-9093884148892195662024-02-02T18:09:00.003-05:002024-02-02T18:09:35.768-05:00 Despite Milwaukee Anti-Discrimination Law, Landlords Continue to Explicitly Reject Section 8 Applicants<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg0QvilPgcCwhnHd0OPuiZSEV8VD5zAyPVqHsTNjMhlvBGQZnZL6ofjGLWS-0yXxOLC3aIYdl_iaOAmTvSvSVnuIkrbSuDLD7IZlaCYc0GQXZqahk6R3CpPfoyMxOksglKrt08FuRaZuDMMM7zXzyxBJEH-w74hW1URvXnJ9XU5uGImT-YHags-AdbOANc" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="3613" data-original-width="5424" height="213" src="https://blogger.googleusercontent.com/img/a/AVvXsEg0QvilPgcCwhnHd0OPuiZSEV8VD5zAyPVqHsTNjMhlvBGQZnZL6ofjGLWS-0yXxOLC3aIYdl_iaOAmTvSvSVnuIkrbSuDLD7IZlaCYc0GQXZqahk6R3CpPfoyMxOksglKrt08FuRaZuDMMM7zXzyxBJEH-w74hW1URvXnJ9XU5uGImT-YHags-AdbOANc" width="320" /></a></div><p></p><p>Milwaukee County in 2018 banned landlords from categorically rejecting recipients of housing assistance. More than five years later the county’s Office of Corporation Counsel, which is supposed to enforce the protections, says it has yet to receive a verified complaint of such discrimination. That’s not for a lack of discrimination, a <i>Wisconsin Watch</i> investigation found. Some landlords continue to explicitly reject Section 8 applicants — even saying so in public listings. Four Section 8 renters told <i>Wisconsin Watch</i> no one informed them about the protections or how to file a complaint.</p><p>Moreover, Milwaukee County officials now question whether they can enforce the provision. Income-based discrimination is the law in Wisconsin and 21 other states to various degrees. However, income-based protections in Wisconsin’s Open Housing Act allow landlords to refuse vouchers, the 7th U.S. Circuit Court of Appeals ruled in 1995. Milwaukee County Chief Corporation Counsel Margaret Daun told <i>Wisconsin Watch</i> her office questions whether the county has legal authority to enforce the ordinance.</p><p>Milwaukee County and the city of Milwaukee operate separate housing agencies that distribute Section 8 vouchers, with the majority coming through the city. Only the county’s authority mentions the 2018 protections in information packets meant to help renters navigate the program. Neither packet says how to report income-based discrimination to the county.</p><p>Section 8, the federal government’s largest low-income housing subsidy program, serves 2.3 million households nationwide, including more than 16,500 people in Milwaukee County in 2022, according to the U.S. Department of Housing and Urban Development (HUD).</p><p>It aims to broaden housing access for participants, but renters and housing advocates say landlords outside of historically disinvested neighborhoods rarely rent to people with vouchers — one of many factors limiting opportunities in Milwaukee and nationwide, particularly people of color.</p><p>Throughout the Milwaukee metro area, 85% of families of color holding vouchers lived in minority-concentrated neighborhoods — areas where just 38% of rental units were considered voucher-affordable, the analysis found.</p><p><a href="https://pbswisconsin.org/news-item/milwaukee-county-banned-section-8-housing-voucher-discrimination-but-landlords-still-do-it/?utm_campaign=Newsletters&utm_medium=email&_hsmi=292516602&_hsenc=p2ANqtz-9cGoyicg2hAKOcb1R4kZqoD1epNkFKj_Nc22gW-8umC8fEfsN87A6WDq-0_y5F1PBkLDDeuYea4OlTqY0EMfUtRr5gVQ&utm_content=292516602&utm_source=hs_email" target="_blank">Read the January 31, 2024 <i>Wisconsin Watch</i> article.</a><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-91533708408490549042024-01-31T13:33:00.002-05:002024-01-31T13:33:29.737-05:00Harvard Study Finds Rental Affordability Lowest Ever<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN2qD6Phg3QL4s4EUpbKbyhotCJq9yru3M300w8xA77Y8KegR4w8bwxtUI4csKahliFtaGhF0rEW_aw2AbPKiLe6wLtQHx1oJBH6c81ELBru09JapWfCczHL-CaSx2pU2ATEq3uYTCdhLJ0-fRsfxqkhFw2TRQ4sccN5rwssLXCwTIDniH5dcFT-K0jBI/s279/Harvard%20study%20logo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="181" data-original-width="279" height="181" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN2qD6Phg3QL4s4EUpbKbyhotCJq9yru3M300w8xA77Y8KegR4w8bwxtUI4csKahliFtaGhF0rEW_aw2AbPKiLe6wLtQHx1oJBH6c81ELBru09JapWfCczHL-CaSx2pU2ATEq3uYTCdhLJ0-fRsfxqkhFw2TRQ4sccN5rwssLXCwTIDniH5dcFT-K0jBI/s1600/Harvard%20study%20logo.jpg" width="279" /></a></div><p>The just-released <a href="https://www.jchs.harvard.edu/" target="_blank">Harvard Joint Center for Housing Studies</a> report <i>America's Rental Housing 2024 </i>has found that in 2022 an all-time high of 22.4 million renters spent over 30% of their income on rent and utilities. Among cost-burdened households, 12.1 million had housing costs that were more than half of their income, an all-time high for such severe burdens. The dwindling supply of low-rent units is only worsening cost burdens, according to the report. As the study explains: "Climbing rents in recent years propelled US cost burdens to staggering new heights: in 2022, half of all US renters were cost burdened. And while rental markets are finally cooling, evictions have risen, the country is seeing the highest homelessness counts on record, and the need for rental assistance is greater than ever."</p><p>The negative personal impacts of such tight budgets force financially vulnerable renters to make awful choices. Harvard Joint Center analysis of the <a href="https://www.bls.gov/cex/" target="_blank">2022 Consumer Expenditure Survey</a> found that severely cost-burdened renter households in the lowest expenditure quartile spent 39% less on food and 42% less on healthcare than unburdened households. Others may end up living in overcrowded or structurally inadequate conditions, threatening their health and well-being.</p><p><i>Local Data</i></p><p>For the Baltimore-Columbia-Towson area, 86% of renters are considered moderately burdened by the report, and 103% severely burdened. This geographic combination is the sole local breakdown available in the study.</p><p>Concerning the renters' race, about 175,000 renters in the area are Black, 134,000 White, 25,000 Hispanic/Latino, 18,000 Asian, and 18,000 multi-racial or another race. Some 52.1% of Blacks are renters, 21.1% of Whites, 45.8% of Hispanics/Latinos, 31.2% of Asians, and 50.1% multi-racial or another race.</p><p><a href="https://www.jchs.harvard.edu/sites/default/files/reports/files/Harvard_JCHS_Americas_Rental_Housing_2024.pdf" target="_blank">Read the Harvard Joint Center study</a></p><p><a href="https://www.jchs.harvard.edu/americas-rental-housing-2024" target="_blank">Go to the Harvard report's summary page.</a><br /></p><p><br /></p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-54031457300684653412024-01-29T13:37:00.005-05:002024-01-29T13:37:46.513-05:00HUD Settles Tennessee Apartment Violations of Americans with Disabilities Act and the Violence Against Women Act<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNVT5G72RfV8TUh8ImpfEE2YZrHiv6ZLjxlNaucRTd64wZ7NwxQVKxLlcqdOrmio4dEo4ClnzGQnB9kvLi7lhJH7KHThBoFB19yXh9Ks7OMVPLAcHHu3k6On8pRnOi6Cc6-OpXVJI0C4SAJ43JJ5y7IZRSWneUztjPQvCOHjbd49ZlHh8qyP05XJr3Dn0/s255/t3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="255" data-original-width="192" height="255" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNVT5G72RfV8TUh8ImpfEE2YZrHiv6ZLjxlNaucRTd64wZ7NwxQVKxLlcqdOrmio4dEo4ClnzGQnB9kvLi7lhJH7KHThBoFB19yXh9Ks7OMVPLAcHHu3k6On8pRnOi6Cc6-OpXVJI0C4SAJ43JJ5y7IZRSWneUztjPQvCOHjbd49ZlHh8qyP05XJr3Dn0/s1600/t3.jpg" width="192" /></a></div><p>The U.S. Department of Housing and Urban Development (HUD) has entered into a Voluntary Compliance Agreement with HUD-funded Tennessee housing providers Alco Greenbriar Partners LP, Alco Properties, Inc., and Alco Management, Inc., requiring the respondents to pay $50,000 in compensation to the aggrieved parties. The VCA resolves findings of noncompliance related to Section 504 of the Rehabilitation Act of 1973 and Title II of the Americans with Disabilities Act, as well as findings of noncompliance related to the Violence Against Women Act (VAWA). <a href="https://www.hud.gov/sites/dfiles/FHEO/documents/Alco%20Greenbriar%20executed%20VCA.pdf" target="_blank">Read the Agreement</a>, <a href="https://www.hud.gov/sites/dfiles/FHEO/documents/Greenbriar%20Executed%20LOF_Redacted.pdf" target="_blank">Letter of Findings</a> and the <a href="https://www.hud.gov/sites/dfiles/FHEO/documents/Greenbriar_VAWA_Memo_Redacted.pdf" target="_blank">VAWA Memo</a>.</p><p>The case began with a limited compliance review initiated by HUD in 2022 regarding Greenbriar Apartments, a 208-unit development in Tennessee. HUD found that the respondents effectively denied multiple reasonable accommodation/modification requests, as well as instances of VAWA noncompliance regarding two households that experienced incidents of sexual assault and/or domestic violence and were not provided the requested VAWA transfers or take any additional action to process the requests.</p><p>HUD also found that the respondents were unwilling to transfer residents from one Alco property to another when a vacancy that met the need of the requesting tenant was unavailable at Greenbriar, that 5% of the units were not accessible to individuals with mobility impairments, and 2% more of the units were not accessible to individuals with hearing or vision impairments.</p><p>Under the 2023 Agreement resolving the Section 504 findings and VAWA issues, the respondents agreed to: pay $50,000 in monetary compensation for the five aggrieved parties; amend its reasonable accommodation transfer log; revise the transfer policy; revise its VAWA policies; construct or convert 10 UFAS-accessible units, with an additional 4 units for the hearing and visually impaired and accessible common areas; designate a VAWA Coordinator; respond to VAWA-related grievances and transfer requests within 10 days; and attend VAWA training.</p><p>Anyone who feels they have experienced discrimination in housing may file a complaint by contacting HUD's Office of Fair Housing and Equal Opportunity at (800) 669-9777 (voice) or (800) 877-8339 (Federal Relay Service). Housing providers' responsibilities to provide reasonable accommodations and reasonable modifications to individuals with disabilities are available <a href="https://www.hud.gov/program_offices/fair_housing_equal_opp/reasonable_accommodations_and_modifications/information_for_housing_providers_landlords_property_managers" target="_blank">here</a>.</p><p><a href="https://www.hud.gov/press/press_releases_media_advisories/HUD_No_24_016" target="_blank">Read the January 25, 2023 HUD release.</a><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-23326015508734236342024-01-25T12:37:00.003-05:002024-01-25T12:37:44.181-05:00HUD Charges Montana Property Manager and Apartment Complex Owner with Retaliation<p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf50gKva3j5kflC4SNXZntBux15OQ47H2JDWIt_LAa2CFC0ItqGe83qr4LOESVr0VQsfsBIFNvQPD6Bg21ZnyhB8Z4JFquI3rYOwQt7HCaUKG0Wj0Xb-r-6ZBx3-7n7C3wVwj2mj445KSuZ9A_Agi1-be3kcYOoITjHOFxhXGHi1_NOmV8uMxA2ZIXvCA/s2000/FINAL%20HUD%20POSTER%2003102019.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="2000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf50gKva3j5kflC4SNXZntBux15OQ47H2JDWIt_LAa2CFC0ItqGe83qr4LOESVr0VQsfsBIFNvQPD6Bg21ZnyhB8Z4JFquI3rYOwQt7HCaUKG0Wj0Xb-r-6ZBx3-7n7C3wVwj2mj445KSuZ9A_Agi1-be3kcYOoITjHOFxhXGHi1_NOmV8uMxA2ZIXvCA/s320/FINAL%20HUD%20POSTER%2003102019.png" width="320" /></a></div><p></p><table border="0" cellpadding="0" cellspacing="0" style="background-color: white; border-collapse: collapse; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; width: 653px;"><tbody><tr><td style="margin: 0px; padding: 0in 18.75pt;"><h3 align="center" style="font-family: "Times New Roman", serif; font-size: 13.5pt; line-height: 19.08px; margin-bottom: 0in; margin-left: 0in; margin-right: 0in; text-align: center;"><br /></h3><p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; line-height: 22.6416px; margin-bottom: 7.5pt; margin-left: 0in; margin-right: 0in;"><span style="color: black; font-family: "IBM Plex Serif", serif;">The U.S. Department of Housing and Urban Development (HUD) announced it is charging an individual property manager and ownership entity in Livingston, Montana, for retaliation against a tenant for their exercise of fair housing rights, retaliatory behavior including coercion, intimidation, threats, or interference in violation of Section 818 of the Fair Housing Act. </span><a data-saferedirecturl="https://www.google.com/url?q=https://www.hud.gov/sites/dfiles/FHEO/documents/Yellowstone_Christian%2520Charge%2520of%2520Discrimination.pdf&source=gmail&ust=1706287376897000&usg=AOvVaw1clAle8vjZkgR1_KycZxtc" href="https://www.hud.gov/sites/dfiles/FHEO/documents/Yellowstone_Christian%20Charge%20of%20Discrimination.pdf" style="color: #1155cc;" target="_blank"><b><span style="color: #005ebd; font-family: "IBM Plex Serif", serif;">Read HUD’s Charge</span></b></a><span style="color: black; font-family: "IBM Plex Serif", serif;">.<u></u><u></u></span></p><p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; line-height: 22.6416px; margin-bottom: 7.5pt; margin-left: 0in; margin-right: 0in;"><span style="color: black; font-family: "IBM Plex Serif", serif;">The Fair Housing Act prohibits retaliation for exercising fair housing rights, as well as coercing, intimidating, threatening, or interfering with someone’s exercise of those rights.<u></u><u></u></span></p><p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; line-height: 22.6416px; margin-bottom: 7.5pt; margin-left: 0in; margin-right: 0in;"><span style="color: black; font-family: "IBM Plex Serif", serif;">HUD’s Charge alleges that the property manager and owner of a Livingston, Montana, ten-unit apartment complex retaliated against a tenant after the tenant informed the property manager that his unwanted conduct toward her daughter was inappropriate given the property manager’s position as landlord. After the tenant confronted the property manager, the property manager took several retaliatory actions, including sending multiple threats of eviction, revoking tenancy privileges, and sending harassing text messages, ending in seeking to evict the complainant. The tenant felt forced to leave the unit and seek out alternative, less desirable housing because of the retaliation.</span></p><p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; line-height: 22.6416px; margin-bottom: 7.5pt; margin-left: 0in; margin-right: 0in;"><span style="color: black; font-family: "IBM Plex Serif", serif;">A U. S. Administrative Law Judge will hear HUD’s charge unless any party elects to have the case heard in Federal district court. If the Administrative Law Judge finds, after a hearing, that discrimination has occurred, the judge may award damages to the resident for his losses as a result of the discrimination; injunctive relief and other equitable relief to deter further discrimination and payment of attorney fees; and civil penalties to vindicate the public interest. If the Federal court hears the case, the Judge may also award punitive damages to the resident.</span></p><p style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; line-height: 22.6416px; margin-bottom: 7.5pt; margin-left: 0in; margin-right: 0in;"><span style="color: black; font-family: "IBM Plex Serif", serif;">People who believe they are the victims of housing discrimination should contact HUD at (800) 669-9777 (voice) or (800) 927-9275 (TTY). More information is available at </span><a data-saferedirecturl="https://www.google.com/url?q=https://www.hud.gov/fairhousing&source=gmail&ust=1706287376897000&usg=AOvVaw22ubps1RQGdJD6c8wYzHpc" href="https://www.hud.gov/fairhousing" style="color: #1155cc;" target="_blank"><b><span style="color: #005ebd; font-family: "IBM Plex Serif", serif;">www.hud.gov/fairhousing</span></b></a><span style="color: black; font-family: "IBM Plex Serif", serif;"> <wbr></wbr>and </span><a data-saferedirecturl="https://www.google.com/url?q=http://www.justice.gov/&source=gmail&ust=1706287376897000&usg=AOvVaw2IWSUVGQobob-EyGBNS7kl" href="http://www.justice.gov/" style="color: #1155cc;" target="_blank"><b><span style="color: #005ebd; font-family: "IBM Plex Serif", serif;">www.justice.gov</span></b></a><span style="color: black; font-family: "IBM Plex Serif", serif;">.<u></u><u></u></span></p></td><td style="margin: 0px;"></td></tr><tr><td style="margin: 0px; padding: 0in;"><p align="center" class="MsoNormal" style="line-height: 15.75pt; margin: 0px; text-align: center;"><span style="color: #363636; font-family: Arial, sans-serif; font-size: 11.5pt;"><br /></span><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;">You can follow Secretary Fudge on </span></em><a data-saferedirecturl="https://www.google.com/url?q=https://twitter.com/SecFudge?ref_src%3Dtwsrc%255Egoogle%257Ctwcamp%255Eserp%257Ctwgr%255Eauthor&source=gmail&ust=1706287376897000&usg=AOvVaw0M9lXFXeNV0wUIngedEhu9" href="https://twitter.com/SecFudge?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor" style="color: #1155cc;" target="_blank"><i><span style="font-size: 11.5pt;">Twitter</span></i></a><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;">,<span style="color: #363636;"> </span></span></em><a data-saferedirecturl="https://www.google.com/url?q=https://www.facebook.com/SecFudge/&source=gmail&ust=1706287376897000&usg=AOvVaw3UQ3id9ueWrksVeI98AHsL" href="https://www.facebook.com/SecFudge/" style="color: #1155cc;" target="_blank"><i><span style="font-size: 11.5pt;">Facebook</span></i></a><em><span style="color: #363636; font-family: Aptos, sans-serif; font-size: 11.5pt;"> </span></em><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;">and<span style="color: #363636;"> </span></span></em><a data-saferedirecturl="https://www.google.com/url?q=https://www.instagram.com/secfudge/?hl%3Den&source=gmail&ust=1706287376897000&usg=AOvVaw3m8n-1oJacX_qBO7673_2f" href="https://www.instagram.com/secfudge/?hl=en" style="color: #1155cc;" target="_blank"><i><span style="font-size: 11.5pt;">Instagram</span></i></a><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;">.</span></em></p><p align="center" class="MsoNormal" style="line-height: 15.75pt; margin: 0px; text-align: center;"><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;"><br /></span></em></p><p class="MsoNormal" style="line-height: 15.75pt; margin: 0px; text-align: left;"><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;">*****</span></em></p><p class="MsoNormal" style="line-height: 15.75pt; margin: 0px; text-align: left;"><em><span style="font-family: Aptos, sans-serif; font-size: 11.5pt;"><a href="https://www.hud.gov/press/press_releases_media_advisories/HUD_No_24_013" target="_blank">Read the January 23, 2024 HUD release.</a><br /></span></em></p></td></tr></tbody></table>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-70562000448521557622024-01-25T11:53:00.005-05:002024-01-25T11:53:56.452-05:00There will be four focused sessions on changes to the Community Reinvestment Act (CRA) at NCRC's April 3-4 2024 Just Economy Conference. <p> </p><div id="m_585630596762442305hs_cos_wrapper_module_16680028834161" style="background-color: white; color: inherit; font-family: Arial, sans-serif; font-size: inherit; line-height: inherit;"><table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse: collapse; border-spacing: 0px !important; width: 100%;"><tbody><tr><td align="left" class="m_585630596762442305hs_padded" style="border-collapse: collapse; color: #23496d; font-size: 0px; margin: 0px; padding: 10px 20px; word-break: break-word;" valign="top"><img align="middle" alt="NCRC" class="CToWUd" data-bit="iit" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEh16xONMdcKz2jhepQ4gmoCu9LTcHjGtYkEPgsvBIOF_XPCNpdRzsJ9cPH8_1NDB11k7l6qTN5H2EtiHVb2d1U3YzjEqsxPTI-CspTKS3twbGKmAzCoTaLFcQ5QuBYGCpWufZsdJFUpPEERGty5ow-RY0rC6aErDnZg0y5WmPWErSevBW3gt5To2pNLdmRaefTpDTmV0AeRoP3j-uzRIKFA-LcgnUCMDYOTY5Rhmejd4okgO8C4st7xvQ5TSpLLNw-hJ_E=s0-d-e1-ft@0.75x.png?width=400&upscale=true&name=NCRC%20Black%20wo%20name@0.75x.png" style="font-size: 16px; max-width: 100%; outline: none;" width="200" /></td></tr></tbody></table></div><div id="m_585630596762442305hs_cos_wrapper_module_17000780163061" style="background-color: white; color: inherit; font-family: Arial, sans-serif; font-size: inherit; line-height: inherit;"><table cellpadding="0" cellspacing="0" role="presentation" style="border-collapse: collapse; border-spacing: 0px !important; width: 100%;"><tbody><tr><td align="center" class="m_585630596762442305hs_padded" style="border-collapse: collapse; color: #23496d; font-size: 0px; margin: 0px; padding: 10px 20px; text-align: center; word-break: break-word;" valign="top"><img align="middle" alt="JE 24" class="CToWUd a6T" data-bit="iit" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEjJ-utZyv2yEJ7-zwfoy8wtIXZDsJxLqJBi7Z_TyJSbR2XYuZom6vJnH8ANoCHUZtfckMeiyrYgzkn7Cu68MUkN3-eVpFalMeBpCxAPkhgUpT_QGZiu1jrQV_zwsQsTVvVLRKwNoPlvwVqZjplxil6TfRxK2xGir7Bav2qflGDUc1ONONpbXuNCyw49bDthoTx_094=s0-d-e1-ft&upscale=true&name=JE%2024.png" style="cursor: pointer; font-size: 16px; max-width: 100%; outline: none;" tabindex="0" width="450" /></td></tr></tbody></table></div><table cellpadding="0" cellspacing="0" role="presentation" style="background-color: white; border-collapse: collapse; border-spacing: 0px !important; color: #23496d; font-family: Arial, sans-serif; font-size: 15px; width: 100%;"><tbody><tr><td class="m_585630596762442305hs_padded" style="border-collapse: collapse; margin: 0px; padding: 10px 20px; word-break: break-word;"><div id="m_585630596762442305hs_cos_wrapper_module-1-0-2" style="color: inherit; font-size: inherit; line-height: inherit;"><div id="m_585630596762442305hs_cos_wrapper_module-1-0-2_" style="color: inherit; font-size: inherit; line-height: inherit;"><p style="font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: inherit;"> </span></p><p style="font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">The National Community Reinvestment Coalition (NCRC) will be hosting four focused sessions on changes to the Community Reinvestment Act (CRA) at its <a data-saferedirecturl="https://www.google.com/url?q=https://go.ncrc.org/e3t/Ctc/RK%2B113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3lLVhntzd517W1tW3xmq9G24gSvyW7s_tmP7yYFS1W49KFWq2qrtS6W3R0PpC7fvhjyW3mlLXh8xx-R3W91W0r48KcFlzW4tLTr891l7_2W6MS3Tx91mGrkW1LMTfd1Qx074W5tJmdQ1fFr9XW46GX4J8tGm22W7MFy928k7Hy4W2v8L7m6Spnk3W5vByzZ20fxwyW67lcl03ZkxCdW6m4RHF3GQnNcW1NLtHn8X7kWlW7dpYNh5nH7WtW6ww2KT1hjFl2f3pDLsR04&source=gmail&ust=1706287376964000&usg=AOvVaw2vWjRGMlhPaS_I7iNTGevU" href="https://go.ncrc.org/e3t/Ctc/RK+113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3lLVhntzd517W1tW3xmq9G24gSvyW7s_tmP7yYFS1W49KFWq2qrtS6W3R0PpC7fvhjyW3mlLXh8xx-R3W91W0r48KcFlzW4tLTr891l7_2W6MS3Tx91mGrkW1LMTfd1Qx074W5tJmdQ1fFr9XW46GX4J8tGm22W7MFy928k7Hy4W2v8L7m6Spnk3W5vByzZ20fxwyW67lcl03ZkxCdW6m4RHF3GQnNcW1NLtHn8X7kWlW7dpYNh5nH7WtW6ww2KT1hjFl2f3pDLsR04" rel="noopener" style="color: #00a4bd;" target="_blank">2024 Just Economy Conference</a>. The CRA requires banks </span><span style="color: black;">to lend in the communities where they do business. </span><span style="color: black;">The federal regulators overseeing CRA announced late in 2023 a much-needed overhaul of this important economic justice law. These sessions will treat the changes as well as the implications for community development and equity.</span></p><p style="font-size: 18px; line-height: 22.5px; margin: 0px;"><br /></p></div></div></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="background-color: white; border-collapse: collapse; border-spacing: 0px !important; color: #23496d; font-family: Arial, sans-serif; font-size: 15px; width: 100%;"><tbody><tr><td class="m_585630596762442305hs_padded" style="border-collapse: collapse; margin: 0px; padding: 10px 20px; word-break: break-word;"><div id="m_585630596762442305hs_cos_wrapper_module_17025691707821" style="color: inherit; font-size: inherit; line-height: inherit;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-spacing: 0px !important;"><tbody><tr><td align="center" bgcolor="#2fade3" style="background-color: #2fade3; border-collapse: collapse; border-radius: 8px; color: #23496d; font-size: 15px; margin: 0px; word-break: break-word;" valign="middle"><a data-saferedirecturl="https://www.google.com/url?q=https://go.ncrc.org/e3t/Ctc/RK%2B113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3lrW486qdC2L1Lp_W6vg42K5RSqnhW4cKvrg6N339kW6mTRvj2bFNC9W3PW78v3ryhN1W58xmmC4pCQSgW8rB8095H5KqYN201CV7jYZv6W390r0f2D4Fk0W82smmr6Y-yqSW167mG_2qcXkJVJGHSM577cvVW840LF97jPT3vW2DWgx36CL_V1W73DsPb3PyvbHW74tPBS7w23KwW6HygB41FXJHMW3wszl82S94hbVL-9sd1dQ6grN5qb2-WHq0H6f6Tq7s404&source=gmail&ust=1706287376965000&usg=AOvVaw1aD9I2WxTkE3itFxjTVGkF" href="https://go.ncrc.org/e3t/Ctc/RK+113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3lrW486qdC2L1Lp_W6vg42K5RSqnhW4cKvrg6N339kW6mTRvj2bFNC9W3PW78v3ryhN1W58xmmC4pCQSgW8rB8095H5KqYN201CV7jYZv6W390r0f2D4Fk0W82smmr6Y-yqSW167mG_2qcXkJVJGHSM577cvVW840LF97jPT3vW2DWgx36CL_V1W73DsPb3PyvbHW74tPBS7w23KwW6HygB41FXJHMW3wszl82S94hbVL-9sd1dQ6grN5qb2-WHq0H6f6Tq7s404" style="color: #00a4bd; display: block; font-size: 16px; margin: 0px; padding: 12px 18px; text-decoration-line: none;" target="_blank"><span style="color: white;">Register Now</span></a></td></tr></tbody></table></div></td></tr></tbody></table><table cellpadding="0" cellspacing="0" role="presentation" style="background-color: white; border-collapse: collapse; border-spacing: 0px !important; color: #23496d; font-family: Arial, sans-serif; font-size: 15px; width: 100%;"><tbody><tr><td class="m_585630596762442305hs_padded" style="border-collapse: collapse; margin: 0px; padding: 10px 20px; word-break: break-word;"><div id="m_585630596762442305hs_cos_wrapper_module_17025691890042" style="font-size: inherit; line-height: inherit;"><div id="m_585630596762442305hs_cos_wrapper_module_17025691890042_" style="font-size: inherit; line-height: inherit;"><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">The sessions are:</span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"> </p><h1 style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">The New CRA 101 (ROUND 1)</span></h1><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">This session covers the updated CRA, which encourages financial institutions to meet the credit needs of low- and moderate-income (LMI) neighborhoods and requires federal banking agencies to assess the record of meeting these standards and evaluate their efforts. We will explore how CRA can be used to increase affordable housing and small business reinvestment in your communities, including crucial updates to the rule announced in late 2023.</span> </p><h1 style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"> </h1><h1 style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><strong><span style="color: black;">The New CRA 101 (ROUND 2)</span></strong></h1><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;"><strong>Addressing the Climate Crisis through CRA and federal funding</strong></span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">Climate change is increasing the frequency and severity of storms, heat waves, fires and other weather-related disasters, with communities of color and low-income households the most affected. CRA’s definition of community development was recently updated to encourage banks to finance weather resiliency. This session will cover climate/weather resiliency projects and priorities, including how best to work with communities to prevent bluelining, a trend where financial institutions withdraw services or increase costs due to climate change. </span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"> </p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;"><strong>What's Next With The CRA Final Rule</strong></span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">This session will focus on what's coming next with CRA reform and upcoming opportunities to further shape the development of the new CRA rule. Speakers will be covering topics including: developing a statistical model that identifies markets where all banks are underperforming, best practices for reviewing the impact of community development on neighborhoods, and how the regulators can be proactive in preventing a decline in critical investments.</span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"> </p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;"><strong>State CRA And Non-Banks</strong></span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"><span style="color: black;">Community advocates, along with state and local elected officials, are increasingly pushing for state CRA laws that bring in more resources and fix gaps in the federal CRA rules, especially since more and more lending is done by institutions not covered by federal CRA. This session will explore how state CRA laws include a review of credit unions and mortgage companies' loans and investments in underserved people and neighborhoods, in addition to banks. </span></p><p style="color: inherit; font-size: 18px; line-height: 22.5px; margin: 0px;"> </p><p style="font-size: 18px; line-height: 22.5px; margin: 0px;"><a data-saferedirecturl="https://www.google.com/url?q=https://go.ncrc.org/e3t/Ctc/RK%2B113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3mPW7cWhbq4rcmsDW8WTQ_X6fnymmW3lPp7n7s_kpVW2ny5__6nNWSmW4PDPHC8BVKprW7XVhtD2SQqVDW1GdZv039JpW0W95M7SJ7FJ-QWW3QbmVZ28Rl1sW4mXCFB6yG4KfVY_CFV3XcML6W6ZDTpD5_tnD2W4Lsn5S4qr8q9W4k0YRl3v-FlgW7sjCzt6YzK2fW2N6tVm6QBh6wW15CWp699F53gVCTXRL43WYK-W1l7_Ml6lFhL7VdKNlP82X9HQf5MLc7Y04&source=gmail&ust=1706287376965000&usg=AOvVaw0hV4qn4sZogu3IVijS9NLH" href="https://go.ncrc.org/e3t/Ctc/RK+113/d2DPkd04/VXhtlL1BY9HRW3HyjdT82qMg4W6R-97G58K8GwN76MZ-b3qgyTW69sMD-6lZ3mPW7cWhbq4rcmsDW8WTQ_X6fnymmW3lPp7n7s_kpVW2ny5__6nNWSmW4PDPHC8BVKprW7XVhtD2SQqVDW1GdZv039JpW0W95M7SJ7FJ-QWW3QbmVZ28Rl1sW4mXCFB6yG4KfVY_CFV3XcML6W6ZDTpD5_tnD2W4Lsn5S4qr8q9W4k0YRl3v-FlgW7sjCzt6YzK2fW2N6tVm6QBh6wW15CWp699F53gVCTXRL43WYK-W1l7_Ml6lFhL7VdKNlP82X9HQf5MLc7Y04" style="color: #00a4bd;" target="_blank">Register now</a><span style="color: black;">.</span></p></div></div></td></tr></tbody></table>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-87363421335019678472024-01-22T17:08:00.007-05:002024-01-22T17:39:02.805-05:00Free Census Webinar on Income, Poverty, & Educational Data by Race is January 25th<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3hRNs20hwYfNbau2quJoG6hA6KPiQ0eNiI1wGWKjt1opD1s7tREdI8_u9PGNSpl-KfYAG6cQFgmpimiVKWo7cOhVLn1mU1e5rlU25Mh6yn0GeIi69uFUCOIEgIAxsKQWA1oc8a6-Ll7Uu2rshW8kVUtOxFFfeWnqeJ8GFrSf7xWTil7UHFil5wHqZZsk/s330/Seal_of_the_United_States_Census_Bureau.svg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="330" data-original-width="330" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3hRNs20hwYfNbau2quJoG6hA6KPiQ0eNiI1wGWKjt1opD1s7tREdI8_u9PGNSpl-KfYAG6cQFgmpimiVKWo7cOhVLn1mU1e5rlU25Mh6yn0GeIi69uFUCOIEgIAxsKQWA1oc8a6-Ll7Uu2rshW8kVUtOxFFfeWnqeJ8GFrSf7xWTil7UHFil5wHqZZsk/s320/Seal_of_the_United_States_Census_Bureau.svg.png" width="320" /></a></div><p>Entitled <a href="https://www.census.gov/data/academy/webinars/2024/exploring-the-diversity-of-census-bureau-data/exploration-of-income-poverty-educational-data.html" target="_blank"><i>The Exploration of Income, Poverty and Educational Census Data</i></a>, the free 60-minute webinar presented by the Census Bureau will be on January 25, 2024 beginning at 2:00 p.m. EST. In this webinar, the Census staff will provide and explore current data to understand select income, poverty, education statistics, & tables organized by race (black and white), age, and sex.</p><p>This webinar is 60-minutes, and begins at 2:00 PM EST. Registration in advance is required. Request ASL at (<a href="mailto:ask.data@census.gov">ask.data@census.gov</a>) and allow a minimum of 72 hours notice. For a refresher on Census tools or topics, please refer to the Census' previous webinar series <i><a href="https://www.census.gov/data/academy/webinars/series/its-all-in-the-tools.html" target="_blank">It’s All in the Tools</a></i> or <i><a href="https://www.census.gov/data/academy/webinars/series/back-to-data-basics.html" target="_blank">Back to Data Basics</a></i>.</p><p>The webinar is part of the U.S. Census Academy's 2024 webinar series, “Exploring the Diversity of Census Bureau Data.” It is a great way to learn about how to access and use current data trends in race, income, etc., as well as how to use helpful data analysis tools. "This webinar series uses real-life scenarios to help the attendee to learn how to locate and use data tools to access Census Bureau data. “Exploring the Diversity of Census Bureau Data” is broken down into four mini-series topics which provide an expanded look at our (the Census Bureau) data on these topics:</p><p></p><ul style="text-align: left;"><li>Race.</li><li>Geography.</li><li>Business and economy.</li><li>Population and housing.</li></ul><p></p><p>Each is 60 minutes with prior registration required.</p><p>Here are some upcoming Census webinars on diversity issues that sound interesting:</p><p>On February 8, 2024. the Census will present its <a href="https://www.census.gov/data/academy/webinars/2024/exploring-the-diversity-of-census-bureau-data/overview-of-hispanics-in-america.html" target="_blank"><i>An Overview of Hispanics in America</i></a> webinar. This webinar provides an overview of the Hispanic population in the U.S.</p><p>The February 22, 2024, webinar will be <a href="https://www.census.gov/data/academy/webinars/2024/exploring-the-diversity-of-census-bureau-data/diversity-and-growth-of-asian-american-populations.html" target="_blank"><i>Exploring the Diversity and Growth of the Asian American Population</i></a>. "Build your knowledge to paint a local portrait of Asian Americans using Census Bureau data."</p><div>There are a number of free Census webinars after February that concern <i><a href="https://www.census.gov/data/academy/webinars/2024/exploring-the-diversity-of-census-bureau-data/using-cbp-and-nes.html" target="_blank">Using CBP Non-Employer Statistics (NES) to Evaluate Change</a></i>, the TIGERweb, Public Use Microdata Areas (PUMAs), among several others.</div><div><br /></div><div>*****</div><div>Source: <a href="https://www.census.gov/data/academy/webinars/series/diversity-of-census-bureau-data.html" target="_blank">Go to the Census Bureau's series website.</a></div><div><br /></div>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-19054445035821249062024-01-18T16:50:00.001-05:002024-01-18T16:50:03.023-05:00Anthony Wann Williams, Homeless Advocate dies<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjulmV0BBCyGYrbou8asU1RuZ4KFipbFqZSnRxNifTWzcZIos7H-Vg-U-ev3bnCX8mKpT8IMYVy8NbC6QIm7xZ1DcRyi6irAQWYwsu0ZJ9BWcS5ZCp8damOLbaehAZnERbYO_loO3hOUBJCgRgKklDA4np77Qy0qgc0VMfBXjZX7jiQYy5SESmCoJMKhjw/s715/Williams%20protesting.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="715" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjulmV0BBCyGYrbou8asU1RuZ4KFipbFqZSnRxNifTWzcZIos7H-Vg-U-ev3bnCX8mKpT8IMYVy8NbC6QIm7xZ1DcRyi6irAQWYwsu0ZJ9BWcS5ZCp8damOLbaehAZnERbYO_loO3hOUBJCgRgKklDA4np77Qy0qgc0VMfBXjZX7jiQYy5SESmCoJMKhjw/s320/Williams%20protesting.png" width="320" /></a></div><p>Williams died May 8, 2023, in Baltimore. Born in East Baltimore, he grew up in the foster system and later in Baltimore, was a fierce advocate for the rights of the poor and unhoused. He focused on identifying the barriers people experiencing homelessness faced, what were the solutions, and how they could be implemented, while making certain that the conversation was led by those affected. “His impact was immeasurable,” said Rachel Kutler of <a href="https://www.honbaltimore.org/who-we-are" target="_blank">Housing Our Neighbors</a> (HON), a collective of people experiencing homelessness and their allies and advocates that Williams co-founded in 2012 and helped lead.</p><p>A writer, photographer and poet, Williams documented his early life on the streets and in the abandoned buildings in a play, <a href="https://www.baltimoresun.com/2017/05/23/a-squatters-story-becomes-theater-in-the-king-of-howard-street/" target="_blank">“The King of Howard Street</a>" based on the portraits he wrote of the people with whom he once lived. He also wrote of his journey of survival in composition notebooks, emphasizing the bonds and struggles of the homeless communities.</p><p>While living at the Bellevue Men’s Shelter in New York, he met Lewis Haggins Jr., and the two co-founded <a href="https://www.picturethehomeless.org/" target="_blank">Picture the Homeless</a> in 1999. The group aims to promote the voices and stories of unhoused people into mainstream media and policy discussions via collective organizing and sharing the stories of people experiencing homelessness.</p><p>In Baltimore, Williams regularly fought to include those who were or had been homeless in the decision-making processes of programs that affected unhoused people. He was co-chair of the city’s Lived Experience Advisory Committee. Williams also was an early participant in the New York City Continuum of Care and the Baltimore City <a href="https://homeless.baltimorecity.gov/news/latest-mohs/2023-04-25-person-lived-experience-homelessness-anthony-williams-co-chair-continuum" target="_blank">Continuum of Care</a>, a program set up by the U.S. Department of Housing and Urban Development to guide housing and homelessness spending. </p><p>During the coronavirus epidemic, Williams advocated for Baltimore’s unhoused, criticizing the homeless services’ office for he felt was not able to develop a comprehensive plan to use American Rescue Plan Act funds to move away from its system of congregate living facilities.</p><p>His longtime friend and fellow Picture the Homeless organizer, Lynn Lewis recorded hours of interviews with him for an <a href="https://soundcloud.com/user-637352935" target="_blank">oral history project</a>. </p><p>Williams was honored at an August 22, 2023 celebration of life at St. Vincent de Paul in Baltimore.</p><p>*****</p><p><a href="https://www.baltimoresun.com/2024/01/15/anthony-wann-williams-obituary/" target="_blank">Read the January 15, 2024 <i>Baltimore Sun</i> obituary.</a><br /></p><p><a href="https://www.baltimorebrew.com/2023/12/31/remembering-a-fighter-and-passionate-voice-for-homeless-people-in-baltimore-and-beyond/" target="_blank">Read the December 31, 2023 <i>Baltimore Brew</i> article.</a><br /></p><p><a href="https://baltimorebeat.com/the-extraordinary-life-of-anthony-williams/" target="_blank">Read the September 5, 2023 <i>Baltimore Beat</i> article.</a><br /></p><p><br /></p>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-23223697599245660302024-01-18T16:13:00.004-05:002024-01-18T16:13:34.130-05:00Annapolis Human Rights Day is February 5, 2024<p> </p><table align="center" cellpadding="0" cellspacing="0" class="m_1779982407312183654main-table" id="m_1779982407312183654yahoo" style="border-collapse: collapse; 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table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#e4e4e4" id="m_1779982407312183654message" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><img alt="Human Rights Day" class="m_1779982407312183654govd_template_image CToWUd a6T" data-bit="iit" height="751" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEhiX0vubQnah1YeLXQyxczZ08LcPwfbiqc3L17yvVOowb2kVvq7tgzxp1E30TjUcQAn-j_6jD76dsHKiN58buSWneFpsHm5o-y6Ia_q0Kbc-3hurRSIRl6-eIgolWaDL4XR28UYqXu8uUKv0rR_DrcWunK9iXBDFkRIfsR4SRY93U7t2up8MHyb7iht74dLo9Wj1Bd4EBaomscnoVJb09T6QBosVAOm8LXTOefkAorQmKKxRKCAUKA=s0-d-e1-ft" style="border: none; cursor: pointer; height: auto !important; line-height: 1; outline: none; width: 580px;" tabindex="0" width="580" /><div style="line-height: 1;"><h2 style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 17.6px;">The Maryland Association of Human Rights Agencies (MAHRA) invites you to attend their <strong>2024 Human Rights Day in Annapolis</strong> on <strong>Monday, February 5, 2024.</strong> The event will take place from <strong>10:00 AM to 4:00 PM</strong> at the <strong>Michael E. Busch Annapolis Library</strong> (1410 West Street, Annapolis, MD 21401). <u></u><u></u></h2></div><h2 style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 17.6px;"><u></u>Held annually, Human Rights Day in Annapolis serves as an opportunity for human rights agencies, elected officials, community stakeholders, and residents to discuss critical human rights topics, review important bills pertaining to human rights in the upcoming legislative cycle, and strategize how to address human rights concerns in our respective regions in the State of Maryland.</h2><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;"> </h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;"><span style="line-height: 19.8px; text-decoration-line: underline;">THIS IS A FREE EVENT </span><span style="line-height: 19.8px; text-decoration-line: underline;">& </span><span style="line-height: 19.8px; text-decoration-line: underline;">LUNCH WILL BE PROVIDED</span></h3></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" cellpadding="0" cellspacing="0" class="m_1779982407312183654main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#FFFFFF" id="m_1779982407312183654call-to-action" style="background-color: white; border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">To register for this year's Human Rights Day in Annapolis, please visit <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDgsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9iaXQubHkvMjAyNC1NQUhSQSIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.Q1PzSxFPkw8vqkETSIQUp4oV2ZAMh0Os6tuLUuu-5hY/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw3Kezllum0OCcNJZe9N1hRq" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDgsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9iaXQubHkvMjAyNC1NQUhSQSIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.Q1PzSxFPkw8vqkETSIQUp4oV2ZAMh0Os6tuLUuu-5hY/s/3060803076/br/235630513984-l" rel="noopener" style="color: #0088cc; text-decoration-line: none; word-break: break-word;" target="_blank" title="bit.ly/2024-MAHRA">bit.ly/2024-MAHRA</a>. </h3></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" bgcolor="#ffffff" cellpadding="0" cellspacing="0" class="m_1779982407312183654main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td align="center" class="m_1779982407312183654tablecell" style="border-collapse: collapse !important; margin: 0px;" valign="top" width="50%"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 300px;"><tbody><tr><td bgcolor="#e4e4e4" id="m_1779982407312183654main-body-1" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px 0px 20px;" width="100%"><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin: 0px 0px 12px; text-align: center;">Victim of Discrimination?</h1><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td align="center" style="border-collapse: collapse !important; margin: 0px;"><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9JbnRha2UuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.yxIjezDrGRuvZcR7WwtAW56wVVTBdSwE7EPZD2OBEtM/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw3i9z3DvwmVPOx1vucaAwgM" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDksInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9JbnRha2UuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.yxIjezDrGRuvZcR7WwtAW56wVVTBdSwE7EPZD2OBEtM/s/3060803076/br/235630513984-l" rel="noopener noreferrer" style="color: #0088cc; word-break: break-word;" target="_blank"><img alt="File a Complaint3" class="m_1779982407312183654govd_template_image CToWUd" data-bit="iit" height="42" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEiiI_qIN0XNNSjQxs_znxqffMf3XqHaK_9OIb24Nyg2D9oYhOevRFoxArtrnBffuBBVcxROINNFW643oKgFaee-5bm_70aCk1DPs_MkGHmCRXxe6XTFg0NO6udfMyohwIMgDPuOjhK3KxoXfLK3vOnu1kymqDHDP3z8e2IDEVxt-R0dE9G4Aer2wWKzljwiDFortTdw7lvJrsVMgMSmh0VcueEpikfJuIBiv4_6kT7ckHLsYESsxQ=s0-d-e1-ft" style="border: none; height: auto !important; line-height: 1; outline: none; text-decoration-line: none; width: 175px;" width="175" /></a></td></tr></tbody></table></td></tr></tbody></table></td><td align="center" class="m_1779982407312183654tablecell" style="border-collapse: collapse !important; margin: 0px;" valign="top" width="50%"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 300px;"><tbody><tr><td bgcolor="#e4e4e4" id="m_1779982407312183654main-body-2" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px 0px 20px;" width="100%"><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin: 0px 0px 12px; text-align: center;">Training & Partnerships</h1><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td align="center" style="border-collapse: collapse !important; margin: 0px;"><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTAsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9FZHVjYXRpb24tT3V0cmVhY2guYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.t07z4b9O-GzzCe2OcBC0I-_ofjF99xEBgzs2cCjpTTE/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw2ph6V30dsxxUn0ZlyYEaIE" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTAsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9FZHVjYXRpb24tT3V0cmVhY2guYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.t07z4b9O-GzzCe2OcBC0I-_ofjF99xEBgzs2cCjpTTE/s/3060803076/br/235630513984-l" rel="noopener noreferrer" style="color: #0088cc; word-break: break-word;" target="_blank"><img alt="Education and Outreach button" class="m_1779982407312183654govd_template_image CToWUd" data-bit="iit" height="42" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEhWtoXsK_0wJF9NYAy6j7-dWwO4VswqjiHvfOB7ZID1yDyq_sGqUmvU3pKIgZm3is8ysLr203zLSEpKW5n9tLgXVQ_nOkD8UY94GZAof0psKOWPLydOj6x1mxkpdulO_OEAPnzZReFkI0eLEEhzS3sFwW0KmVCTSQDEXfQOYm8lGxN8gpARncNBFV8TqsFNwqHh4sUGhc34WxBxINWgNfMSi-yy0hWUi0OGjsezmF8C91FjaGtUeQ=s0-d-e1-ft" style="border: none; height: auto !important; line-height: 1; outline: none; text-decoration-line: none; width: 214px;" width="214" /></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" cellpadding="0" cellspacing="0" class="m_1779982407312183654main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#800000" id="m_1779982407312183654main-body" style="background-color: maroon; 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margin: 0px; padding: 10px;" width="100%"><p align="center" class="m_1779982407312183654gd_p" style="color: white; font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin: 0px 0px 12px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTEsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9kZWZhdWx0LmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMTE4Ljg4Nzc5MjAxIn0.QLhjv1jYhevVipbtLFfAXk-zzcEuJs45EfOocNYRcDQ/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw0vpcnd008P26P5J8cH4ra_" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTEsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9kZWZhdWx0LmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMTE4Ljg4Nzc5MjAxIn0.QLhjv1jYhevVipbtLFfAXk-zzcEuJs45EfOocNYRcDQ/s/3060803076/br/235630513984-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">HOME</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTIsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9BYm91dC1NQ0NSLmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMTE4Ljg4Nzc5MjAxIn0.CJjWVA3yEw0CmfN4tGL3S-ErkaemMpBrBQv3X7RARD8/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw0I5iXDDtCCucyPt0XXRHcT" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTIsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9BYm91dC1NQ0NSLmFzcHgiLCJidWxsZXRpbl9pZCI6IjIwMjQwMTE4Ljg4Nzc5MjAxIn0.CJjWVA3yEw0CmfN4tGL3S-ErkaemMpBrBQv3X7RARD8/s/3060803076/br/235630513984-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">ABOUT MCCR</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTMsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9TZXJ2aWNlcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDExOC44ODc3OTIwMSJ9.-6A9-Q7y_X7PdmpdO61xjne3KYgNdQ8eRYQC-LfPp6s/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw0GsztoTzMHJTRbS3oiL4Kn" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTMsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9TZXJ2aWNlcy5hc3B4IiwiYnVsbGV0aW5faWQiOiIyMDI0MDExOC44ODc3OTIwMSJ9.-6A9-Q7y_X7PdmpdO61xjne3KYgNdQ8eRYQC-LfPp6s/s/3060803076/br/235630513984-l" style="color: white; text-decoration-line: none; word-break: break-word;" target="_blank">SERVICES</a> <a data-saferedirecturl="https://www.google.com/url?q=https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTQsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QdWJsaWNhdGlvbnMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.5m-2-kMkUSpSjAq5K2m2O4Gj198xnHhJtEQc3enEPyE/s/3060803076/br/235630513984-l&source=gmail&ust=1705698562187000&usg=AOvVaw15Av8VOc-n5b8WABsBzj5h" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMTQsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9tY2NyLm1hcnlsYW5kLmdvdi9QYWdlcy9QdWJsaWNhdGlvbnMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTguODg3NzkyMDEifQ.5m-2-kMkUSpSjAq5K2m2O4Gj198xnHhJtEQc3enEPyE/s/3060803076/br/235630513984-l" style="color: white; 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table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#e4e4e4" id="m_6877074403322018817message" style="background-color: #e4e4e4; border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><img alt="Hate Bias" class="m_6877074403322018817govd_template_image CToWUd a6T" data-bit="iit" height="326" src="https://blogger.googleusercontent.com/img/proxy/AVvXsEhhqqn4T5O-9IvBi1qwymhvo9tI__SRgG0Zt3ZdqNCAzxs-XLr2TTquV0DO0bHpvxAda9aReddFBvvghg6n5ttK96XmC85eFCJzQByHZYGEDwxEvmZeL-dsAFbt7odsIXPJELqo0rvCM0-FSAqQZ3Igr9NooI1AOOcmqXnHp82bIBROo4Rg0rhLjjr2ShHL_Kh2hE_cZUfp-p_JWBFF_ky831IuNxdfiGN2knJzHLCTwAA4pQOzxtlmi4w9dQI=s0-d-e1-ft" style="border: none; cursor: pointer; height: auto !important; line-height: 1; outline: none; width: 580px;" tabindex="0" width="580" /></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; margin: 0px;"><table align="center" cellpadding="0" cellspacing="0" class="m_6877074403322018817main-table" style="border-collapse: collapse; border-spacing: 0px; margin: 0px auto; table-layout: auto; width: 100%;"><tbody><tr><td bgcolor="#FFFFFF" id="m_6877074403322018817call-to-action" style="background-color: white; border-collapse: collapse !important; margin: 0px; padding: 10px;" width="100%"><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Join MCCR</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Join MCCR January 18, 2024 for the</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">#StopTheHate<br />#ReportHateBias<br />#SpreadHopeNotHate<br />Social Media Storm!!!<br />All Day, All Social Media Platforms</h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;"><span style="line-height: 19.8px; text-decoration-line: underline;"><strong>Hashtags</strong></span></h3><h2 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 17.6px; text-align: center;">#StopTheHate<br />#ReportHateBias<br />#SpreadHopeNotHate<br />#MCCRUnitedAgainstHate</h2><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;"><span style="line-height: 19.8px; text-decoration-line: underline;">Social Media Handles</span></h3><h2 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 16px; line-height: 17.6px; text-align: center;"> LinkedIn: Maryland Commission on Civil Rights X/Twitter: @MDCivilRights<br /> Facebook: Maryland Commission on Civil Rights Instagram: @MDCivilRights</h2><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;"> </h3><h3 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 18px; line-height: 19.8px; text-align: center;">Sample Posts</h3><ul style="line-height: 29.904px;"><li style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin-left: 15px; text-align: center;"><h1 align="left" style="font-size: 14px; line-height: 15.4px; text-align: left;">Bias or hate crimes are crimes motivated by the perpetrator&#39;s bias or attitude against an individual victim or group based on perceived or actual personal characteristics, such as their race, religion, ethnicity, gender, sexual orientation, or disability.</h1></li></ul><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin-left: 30px; text-align: center;"> Call 911 immediately. Hate crimes that aren't reported can't be investigated or prosecuted.</h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; margin-left: 30px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=http://mccr.maryland.gov&source=gmail&ust=1705615043315000&usg=AOvVaw1qodsR66Ar9Nvppsdj11Ee" href="http://mccr.maryland.gov/" style="color: #1155cc;" target="_blank">mccr.maryland.gov</a></h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;"> #StopTheHate #ReportHateBias #SpreadHopeNotHate #MCCRUnitedAgainstHate</h1><p align="center" style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; text-align: center;"> _____________________________<wbr></wbr>______________________________<wbr></wbr>___</p><ul style="line-height: 29.904px;"><li style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin-left: 15px; text-align: center;"><h1 align="left" style="font-size: 14px; line-height: 15.4px; text-align: left;">A hate/bias incident is any act or expression of hostility or aggression that is motivated by bias against a protected class but does not constitute a crime under State or federal law.</h1></li></ul><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=http://mccr.maryland.gov&source=gmail&ust=1705615043315000&usg=AOvVaw1qodsR66Ar9Nvppsdj11Ee" href="http://mccr.maryland.gov/" style="color: #1155cc;" target="_blank">mccr.maryland.gov</a></h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;"> #StopTheHate #ReportHateBias #SpreadHopeNotHate #MCCRUnitedAgainstHate</h1><p align="center" style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; text-align: center;"> _____________________________<wbr></wbr>______________________________<wbr></wbr>___</p><ul style="line-height: 29.904px;"><li style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin-left: 15px; text-align: center;"><h1 align="left" style="font-size: 14px; line-height: 15.4px; text-align: left;">Finding help for victims is important. The Justice Department-funded Victim Connect Resource Center provides information and assistance to victims of crimes, including hate crimes. Trained victim assistance specialists are available at no cost to help victims find local support services at 1-855-484-2846 or by chat at the website linked below.</h1></li></ul><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=http://mccr.maryland.gov&source=gmail&ust=1705615043315000&usg=AOvVaw1qodsR66Ar9Nvppsdj11Ee" href="http://mccr.maryland.gov/" style="color: #1155cc;" target="_blank">mccr.maryland.gov</a></h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;">#StopTheHate #ReportHateBias #SpreadHopeNotHate</h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;">#MCCRUnitedAgainstHate</h1><p align="center" style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; text-align: center;"> _____________________________<wbr></wbr>______________________________<wbr></wbr>___</p><ul style="line-height: 29.904px;"><li style="font-family: arial, helvetica, sans-serif; font-size: 12px; line-height: 16.8px; margin-left: 15px; text-align: center;"><h1 style="font-size: 14px; line-height: 15.4px;">11,288 single-bias incidents involved 13,278 victims In 346 incidents, a total of 433 victims were targeted because of more than one bias.</h1></li></ul><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;"><a data-saferedirecturl="https://www.google.com/url?q=http://mccr.maryland.gov&source=gmail&ust=1705615043315000&usg=AOvVaw1qodsR66Ar9Nvppsdj11Ee" href="http://mccr.maryland.gov/" style="color: #1155cc;" target="_blank">mccr.maryland.gov</a></h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;">#StopTheHate #ReportHateBias #SpreadHopeNotHate</h1><h1 align="center" style="font-family: arial, helvetica, sans-serif; font-size: 14px; line-height: 15.4px; text-align: center;">#MCCRUnitedAgainstHate</h1></td></tr></tbody></table></td></tr><tr><td style="border-collapse: collapse !important; 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text-decoration-line: none; word-break: break-word;" target="_blank">CONTACT US</a></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.comtag:blogger.com,1999:blog-420526987210458763.post-51940443291589995792024-01-17T11:23:00.004-05:002024-01-17T11:23:31.621-05:00MD Insurance Administration Opens Virtual Disaster Center<p> </p><table align="center" border="0" cellpadding="0" cellspacing="0" class="v1gd_tbl_wrap" style="background-color: white; border-collapse: collapse; color: #2c363a; font-family: Roboto, sans-serif; font-size: 14px; width: 100%;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box;"><td bgcolor="#EEEEEE" style="background-color: #eeeeee; box-sizing: border-box; margin: 0px; padding: 0px; width: 692.727px;"><table align="center" border="0" cellpadding="0" cellspacing="0" id="v1flexible-abe-main-table" style="border-collapse: collapse; border-spacing: 0px; padding-bottom: 20px; padding-top: 20px; text-size-adjust: 100%; width: 100%;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box;"><td style="box-sizing: border-box; text-size-adjust: 100%;"><div class="v1abe-section-block" style="box-sizing: border-box;"><table align="center" border="0" cellpadding="0" cellspacing="0" class="v1abe-section-table" style="border-collapse: collapse; border-spacing: 0px; max-width: 600px; text-size-adjust: 100%; width: 100%;"><tbody style="box-sizing: border-box;"><tr bgcolor="#FFFFFF" class="v1abe-section-row" id="v1abe-section-row-93ccb910-d811-47a4-918b-b508d8ee8e25" style="background-color: white; box-sizing: border-box;"><td align="center" style="box-sizing: border-box; font-size: 0px; text-align: center; text-size-adjust: 100%; vertical-align: top;" valign="top"><div class="v1abe-column-block" id="v1abe-column-block-954d7b2d-a6e2-4632-9a3a-c32c5f0386e1" style="box-sizing: border-box; display: inline-block; font-size: 16px; min-height: 5px; vertical-align: top; width: 600px;"><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; overflow-wrap: break-word; table-layout: fixed; text-size-adjust: 100%; width: 100%;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box;"><td class="v1abe-column-block-padding" id="v1abe-column-block-954d7b2d-a6e2-4632-9a3a-c32c5f0386e1-padding" style="box-sizing: border-box; padding: 15px; text-size-adjust: 100%;"><img alt="Events" class="v1govd_template_image" height="178" src="https://content.govdelivery.com/attachments/fancy_images/MDINSUR/2022/12/6916956/mia-events-header_original.png" style="border: none; box-sizing: border-box; height: auto; line-height: 1; max-width: 100%; outline: none; vertical-align: middle; width: 570px;" width="570" /></td></tr></tbody></table></div></td></tr></tbody></table></div><div class="v1abe-section-block" style="box-sizing: border-box;"><table align="center" border="0" cellpadding="0" cellspacing="0" class="v1abe-section-table" style="border-collapse: collapse; border-spacing: 0px; max-width: 600px; text-size-adjust: 100%; width: 100%;"><tbody style="box-sizing: border-box;"><tr bgcolor="#FFFFFF" class="v1abe-section-row" id="v1abe-section-row-5cba59c2-d55f-4100-af28-c0d1551c9e8e" style="background-color: white; box-sizing: border-box;"><td align="center" style="box-sizing: border-box; font-size: 0px; text-align: center; text-size-adjust: 100%; vertical-align: top;" valign="top"><div class="v1abe-column-block" id="v1abe-column-block-89e2f403-ddfd-4696-8f58-dc411a5f308d" style="box-sizing: border-box; display: inline-block; font-size: 16px; min-height: 5px; vertical-align: top; width: 600px;"><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border-spacing: 0px; overflow-wrap: break-word; table-layout: fixed; text-size-adjust: 100%; width: 100%;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box;"><td class="v1abe-column-block-padding" id="v1abe-column-block-89e2f403-ddfd-4696-8f58-dc411a5f308d-padding" style="box-sizing: border-box; padding: 15px; text-size-adjust: 100%;"><a href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDAsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vaW5zdXJhbmNlLm1hcnlsYW5kLmdvdi9Db25zdW1lci9Eb2N1bWVudHMvcHVibGljbmV3L1ZEQy0xLjEyLjE2LjIwMjQucGRmIiwiYnVsbGV0aW5faWQiOiIyMDI0MDExNi44ODU5MzI3MSJ9.IAgNQ8s38kqaQoO2QIbKINPKqTCyUhHiXuSHSV413dY/s/861375038/br/235326442087-l" rel="noreferrer" style="background-color: transparent; box-sizing: border-box; color: #00acff; text-decoration-line: none; text-size-adjust: 100%;" target="_blank"><img alt="vdc 2" class="v1govd_template_image" height="570" src="https://content.govdelivery.com/attachments/fancy_images/MDINSUR/2024/01/8821310/vdc-2_original.jpg" style="border: none; box-sizing: border-box; height: auto; line-height: 1; max-width: 100%; outline: none; vertical-align: middle; width: 570px;" width="570" /></a><p style="box-sizing: border-box; font-family: helvetica; font-size: 15px; line-height: 1.4; margin: 0px 0px 15px; text-size-adjust: 100%;">Were you affected by recent severe weather events in Maryland? The Maryland Insurance Administration is hosting a Virtual Disaster Center, Tuesday, January 16th from 12-2 PM and 5-7 PM, to answer your questions and help you navigate the insurance process -- in a general session and in one-on-one breakout rooms. Registration is not needed. Please join us by Zoom or Dial-In:<br style="box-sizing: border-box;" /><br style="box-sizing: border-box;" /><span style="box-sizing: border-box; font-weight: bolder;">Tuesday, January 16th 12-2 PM or 5-7 PM</span><br style="box-sizing: border-box;" />Join us on Zoom or Dial-In, registration is not needed:<br style="box-sizing: border-box;" />Zoom: <a class="v1x1i10hfl v1xjbqb8w v1x6umtig v1x1b1mbwd v1xaqea5y v1xav7gou v1x9f619 v1x1ypdohk v1xt0psk2 v1xe8uvvx v1xdj266r v1x11i5rnm v1xat24cr v1x1mh8g0r v1xexx8yu v1x4uap5 v1x18d9i69 v1xkhd6sd v1x16tdsg8 v1x1hl2dhg v1xggy1nq v1x1a2a7pz v1xt0b8zv v1x1fey0fg" href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDEsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3Lnpvb21nb3YuY29tL2ovMTYwMzgwMjg5OD9mYmNsaWQ9SXdBUjNpWXhFa3FEQnc4WWhhMUpMM2JoVEMxT3J1bkNyRU5UelBqZXIybEp6WE9jb0hUY2FYSHdlaDZzdyIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTYuODg1OTMyNzEifQ.AqsFZsJrfgXBn6-P0RpYXpomzWMxG5X8QGvogc1rTQs/s/861375038/br/235326442087-l" rel="noreferrer" style="background-color: transparent; box-sizing: border-box; color: #1d5782; text-decoration-line: none; text-size-adjust: 100%;" target="_blank">https://www.zoomgov.com/j/1603802898</a><br style="box-sizing: border-box;" />Dial-in number: (646) 828-7666 Meeting ID: 160 380 2898</p></td></tr></tbody></table></div></td></tr></tbody></table></div></td><td style="box-sizing: border-box; text-size-adjust: 100%;"></td></tr></tbody></table></td></tr></tbody></table><div id="v1mail_footer" style="background-color: white; box-sizing: border-box; color: #2c363a; font-family: Roboto, sans-serif; font-size: 14px;"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; height: 279px; margin-top: 10px; width: 810px;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box;"><td style="box-sizing: border-box;"><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; height: 292px; width: 325px;"><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box; 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font-size: 12px; height: 101px; padding-left: 10px; width: 490px;"><h3 style="box-sizing: border-box; font-size: 1.25em; line-height: 1.2; margin-bottom: 0.5rem; margin-top: 0px;">Questions?<br style="box-sizing: border-box;" /><a href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDMsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHA6Ly9pbnN1cmFuY2UubWFyeWxhbmQuZ292L1BhZ2VzL2NvbnRhY3QtdXMuYXNweCIsImJ1bGxldGluX2lkIjoiMjAyNDAxMTYuODg1OTMyNzEifQ.MuTzUSAIt0lLqB7kCVPnnn4nl9ho62T-tt6cJz1Dyrg/s/861375038/br/235326442087-l" rel="noreferrer" style="background-color: transparent; box-sizing: border-box; color: #427896;" target="_blank">Contact Us</a></h3><h3 style="box-sizing: border-box; font-size: 1.25em; line-height: 1.2; margin-bottom: 0.5rem; margin-top: 0px;"><span style="box-sizing: border-box; color: #333333;"><a href="https://lnks.gd/l/eyJhbGciOiJIUzI1NiJ9.eyJidWxsZXRpbl9saW5rX2lkIjoxMDQsInVyaSI6ImJwMjpjbGljayIsInVybCI6Imh0dHBzOi8vd3d3LmRvaXQuc3RhdGUubWQudXMvc2VsZWN0c3VydmV5L1Rha2VTdXJ2ZXkuYXNweD9hZ2VuY3ljb2RlPU1JQSZTdXJ2ZXlJRD04Nk0yOTU2IiwiYnVsbGV0aW5faWQiOiIyMDI0MDExNi44ODU5MzI3MSJ9.gzKTPdTlpT3SKvMyHsHS0tpnyHKNuABikt3ElNe8P7Y/s/861375038/br/235326442087-l" rel="noreferrer" style="background-color: transparent; box-sizing: border-box; color: #00acff; text-decoration-line: none;" target="_blank">Click here to complete a customer experience survey.</a></span><span style="box-sizing: border-box; color: #666699;"></span></h3></td></tr><tr style="box-sizing: border-box; height: 25px;"><td colspan="2" height="26" style="box-sizing: border-box; color: #666666; font-family: Arial, Verdana, sans-serif; font-size: 12px; height: 25px; padding-bottom: 3px; width: 623px;" valign="bottom">STAY CONNECTED:</td></tr><tr style="box-sizing: border-box; height: 39px;"><td colspan="2" style="box-sizing: border-box; height: 39px; width: 623px;"></td></tr></tbody></table></td></tr></tbody></table></div>GBCHRBhttp://www.blogger.com/profile/16206497160765819778noreply@blogger.com