Friday, March 29, 2024

HUD Launches Website to Combat Source of Income Discrimination for Families Using Housing Vouchers

HUD’s new website details protections against Source of Income (SOI) discrimination for families with Housing Choice Vouchers (HCVs). SOI discrimination is the practice where landlords, owners, and real estate brokers refuse to rent to current or prospective qualified tenants with an HCV or other forms of public assistance. The Source of Income Protections website serves as a “one-stop shop” for HUD stakeholders that summarizes existing materials to explain what SOI discrimination looks like, identifies states and local jurisdictions that prohibit it, and provides resources for people who believe they have experienced this form of discrimination.

“Denying housing to Veterans, families with young children, or people trying to get off the street just because they get help to pay their rent preserves the legacy of discrimination, especially during this affordable housing crisis,” said Secretary Marcia L. Fudge. “Source of Income protections are important for families to thrive regardless of their economic status.”

HUD launches this resource in alignment with the principles laid out in the Biden-Harris Administration’s Blueprint for a Renter’s Bill of Rights, and at a time where lower income families face tremendous challenges finding safe, quality, and affordable housing. Leveraging all its resources, HUD is dedicated to ensuring that families with Housing Choice Vouchers (HCVs) have access to the housing and neighborhoods of their choice.

“There is no reason that those with vouchers should face discriminatory barriers that hinder or halt their housing search. This experience is still all too common for renters, despite having Source of Income protections in many states and jurisdictions. In order to address this issue, it is important to work with stakeholders to eliminate those practices," said Principal Deputy Assistant Secretary for Public and Indian Housing, Richard J. Monocchio. "HUD’s new webpage provides useful information to everyone -- tenants, landlords, housing authorities, and others -- with the ultimate goal of improving tenants' leasing success.”

SOI discrimination can, and often does, include other policies or practices that impact a potential renter’s ability to attain housing using vouchers. In states and jurisdictions covered by existing SOI protections, refusal to accept vouchers and other public assistance to pay rent, or adding additional requirements, can constitute as a form of housing discrimination. Thus, enforcing these protections is a critical component to ensuring people have fair access to the rental market.

“There is growing evidence that state and local laws prohibiting Source of Income discrimination improve voucher utilization rates for public housing authorities and expand housing and neighborhood choices for voucher holders,” said Solomon Greene, Principal Deputy Assistant Secretary for HUD’s Office of Policy Development and Research. “As part of our role at HUD, we believe it is imperative to support evidence-based policies that advance HUD’s mission to create strong, sustainable, inclusive communities and quality affordable homes for all.”

Local and state organizations may enforce illegal SOI discrimination and conduct fair housing testing to root it out. “Fair housing testing is an indispensable investigative tool to root out housing discrimination and FHEO encourages testing activities designed to identify discrimination that violates the Fair Housing Act,” said Demeteria McCain, Principal Deputy Assistant Secretary for the Office of Fair Housing and Equal Opportunity. “As I made clear in my February 2024 memo, Fair Housing Assistance Program (FHAP) recipients may use HUD funds to design source of income discrimination testing projects to detect discrimination that may violate the Fair Housing Act or state or local laws.”ent, all remaining residents who still need to be moved into supported housing will be.

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Read the March 13, 2024 HUD press release.

State Presents Workforce Diversity Presentation on April 17th

 

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MCCR Forum:   The Neurodiversity Movement!

Join the Maryland Commission on Civil Rights & Kennedy Krieger Institute as we discuss neurodiversity, building an inclusive workforce, and breaking down barriers to employment. To register, click on the picture above or click HERE.  

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Monday, March 25, 2024

Study Confirms Maryland Has Shortage of Affordable Housing Units

 

The just-released The Gap: A Shortage of Affordable Homes study by the National Low Income Housing Coalition (NLIHC) has found that across Maryland, there is a shortage of rental homes affordable and available to extremely low income households, whose incomes are at or below the poverty guideline or 30% of their area median income. Many of these households are severely cost burdened, and spend over half of their income on housing. Severely cost burdened poor households are more likely than other renters to sacrifice other necessities like healthy food and healthcare to pay the rent, and to have unstable housing situations like evictions. 

"Cost Burden" is defined as spending more than 30% of household income on housing costs. "Severe Cost Burden" is spending more than 50% of household income on housing costs.

According to the NLIHC study, historic drivers of housing inequity include

  • Decades of racial discrimination by real estate agents, banks, insurers, and the federal government have made homeownership difficult to obtain for people of color. 
  • Many factors kept people of color (POC) from being able to purchase homes through the 1950s: the pervasive refusal of whites to live in racially integrated neighborhoods, physical violence targeting POC who tried to integrate (which was often tolerated by police), restrictive covenants outlawing home sales to Black buyers to integrate neighborhoods, and federal housing policy that denied borrowers access to credit in minority neighborhoods (Massey & Denton, 1993; Coates, 2014; Rothstein, 2017). 
  • Being denied the ability to purchase homes meant that POC did not benefit from the appreciation in home value, a major driver of the racial wealth gap. 
  • While overt discrimination was outlawed by the Fair Housing Act of 1968, subtler forms of housing discrimination continue. HUD’s fair housing tests in 28 metropolitan areas found that Black homebuyers were shown 17.7% fewer homes than similar white homebuyers (HUD, 2013). 
  • More recent fair housing investigations show similar discrimination, including being shown fewer homes and not being given the same information as white buyers (Chicago Lawyers’ Committee for Civil Rights, 2018; Choi, Herbert, Winslow, & Browne, 2019). 
  • Today’s credit scoring system and lending practices also are barriers to POC homeownership (Rice & Swesnik, 2012; Bartlett et al., 2019).

Other Key national findings of the NLIHC's study are:

• The shortage of affordable rental housing primarily impacts renters with extremely low incomes.  Extremely low-income renters in the U.S. face a shortage of 7.3 million affordable, available rental homes, resulting in only 34 affordable, available homes for every 100 extremely low-income renter households.

• The shortage of affordable rental housing is more acute than before the pandemic. Between 2019 and 2022, the shortage of affordable and available rental homes for extremely low-income renters increased by more than 480,000.

• Black, Latino, and Indigenous households are disproportionately extremely low-income renters and disproportionately impacted by this shortage. Some 19% of Black non-Latino households, 16% of American Indian or Alaska Native households, and 13% of Latino households are extremely low-income renters, compared to only 6% of white non-Latino households.

• Extremely low-income renters are more likely than other renters to spend a large part of their income on rent. A total of 87% are cost-burdened with 74% are severely cost-burdened. Extremely low-income renters are almost a quarter of all renters, but 44% of all cost-burdened renters and 69% of severely cost-burdened renters.

Regarding Maryland:

  • 197,310 or 26% of Maryland renter households are extremely low income.
  • The state has a shortage of 134,192 rental homes affordable and available for extremely low income renters.
  • $37,740 is the average income limit for 4-person extremely low income household.
  • $64,642 is the annual household income needed to afford a two-bedroom rental home at HUD's Fair Market Rent.
  • 73% of extremely low income renter households have a severe cost burden.

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Read the NLIHC study's Maryland profile.

Thursday, March 21, 2024

Maryland Fair Housing Forum is on April 18th

 

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Housing Forum

Join us at our Fair Housing Forum that bring communities together to discuss fair housing issues and antidiscrimination efforts. To register, click on the picture above or click HERE.  

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Tuesday, March 19, 2024

April is National Fair Housing Month! Opening Ceremony is April 11th.

 

This April, HUD is commemorating the 56th anniversary of the Fair Housing Act, the landmark civil rights law signed by President Lyndon B. Johnson on April 11, 1968, that made discrimination in housing transactions unlawful. The theme of this year’s Fair Housing Month is "Fair Housing: The ‘Act’ in Action."

Please join us virtually on Thursday, April 11, 2024, at 2:00 P.M. (EDT) for this year’s Fair Housing Month Opening Ceremony, hosted by the Office of Fair Housing and Equal Opportunity (FHEO). Please sign up to attend here.

This virtual event will highlight HUD’s progress toward protecting and expanding fair housing rights for all. Our program will include remarks from the Principal Deputy Assistant Secretary for FHEO, Demetria McCain; the Deputy Assistant Secretary for Policy, Legislative Initiatives, and Outreach, Melody Taylor; and the President and CEO of the Lawyers' Committee for Civil Rights Under Law, Damon Hewitt.

For additional information, visit the Fair Housing Month 2024 Website or follow us on X and Facebook. 


FHEO Technical Assistance 

  • HUD and FHEO are continuously developing technical assistance materials, resources, and trainings to educate housing consumers and providers on their fair housing rights and responsibilities. You can view all HUD training opportunities here.

During Fair Housing Month 2024, FHEO is highlighting its efforts to provide fair housing education to our stakeholders. Click the links below to view these recently developed technical assistance resources:


HUD FHEO Talk Talks Series

The FHEO Talk Talks Series provides the Agency with the opportunity to strengthen its partnerships with leading community stakeholders and inform HUD’s mission to ensure fair housing for all.

The series was developed in accordance with President Biden’s Executive Order on Advancing Racial Equity and Support for Underserved Communities through the Federal Government. It covers topics related to fair housing and racial equity and includes discussions with experts, practitioners, leaders, and social justice activists engaged in work relevant to fair housing opportunities. To learn more or view previously recorded episodes of the FHEO Table Talks Series, please visit HUD’s YouTube channel.

HUD proudly remains committed to expanding and protecting fair housing rights for future generations to come. We hope you will join us to make our progress towards achieving housing equity for all who call America home. 

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Source: HUD email, March 19, 2024.


Monday, March 18, 2024

Urge Your Maryland Senator to Vote Yes on SB57 to Support Fair Housing




SB57 has passed through second reader! This bill would carve a narrow exemption in two party consent law to allow fair housing testers to record their testing interactions in accordance with the Federal Department of Housing and Urban Development's testing recommendations.   

39 other states allow one-party recordings for fair housing testing. All of the states that have had large fair housing court settlements have relied on recordings. SB57 will strengthen Maryland’s ability to enforce its fair housing laws. SB57 is on its third and final reader in the Senate TODAY. Take one minute to contact your senator and ask them to vote YES on SB57.

Click HERE to urge your State Senator to support SB57!
 

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Source: Economic Action Maryland email, March 18, 2024.

Friday, March 15, 2024

Ben Stern, Holocaust survivor who challenged neo-Nazis, 102

Stern, who survived the Warsaw Ghetto, nine Nazi concentration camps, and two death marches, helped rally opposition to a planned neo-Nazi demonstration in Skokie, Illinois, in the 1970s. He also spoke to hundreds of audiences about Antisemitism and prejudice. Stern, a Polish-born Jew, lost his parents, his sister, and six of his seven brothers in the Holocaust. He evaded the gas chambers at Auschwitz, Treblinka, and other Nazi camps and was marched for weeks before his liberation in 1945.

In the US, Stern established a chain of laundromats across Chicago and settled with his family in the suburb of Skokie, home to a large Jewish community and an estimated 6,000 Holocaust survivors.

In 1977, the National Socialist Party of America, a small group of neo-Nazis led by Frank Collin, announced plans for a rally in Skokie. In a legal battle that ultimately landed in the U.S. Supreme Court, Stern joined other activists to try to stop them.

The neo-Nazis were represented in court by the American Civil Liberties Union, whose principal lawyer faced death threats for arguing that even speech as abhorrent as that of neo-Nazis must be defended if the First Amendment protection of free speech is to last. The neo-Nazis won their legal proceedings because their speech was rules to be protected under the First Amendment. But they canceled their rally in Skokie, partially because they were faced with a massive counter-demonstration organized by Jewish groups and activists including Stern, who had written letters to the editor, appeared on television, gathered petitions, and rallied people to the cause.

Stern later spoke to hundreds of audiences about his experience in the Holocaust. He also protested anti-Muslim bigotry in the wake of the 9/11 terrorist attacks and the Trump administration policy of separating immigrant children from their parents at the U.S. border.

Stern once talked with Ira Glasser, who, after becoming executive director of the ACLU in 1978, had strongly defended its representation of the neo-Nazis in their petition to gather in Skokie. Scheduled to speak together on a panel in California, Stern and Glasser met at the airport and Stern extended to him a hand and said, “We’re not going to agree, but we’re going to be friends.” “There was no meeting of the minds,” Glasser later commented. “His agony was too imprinted on his soul by what happened to him. And I remember thinking that if I were in his [place], I would probably be taking the same position.” Stern’s defiance, Glasser said, had been “heroic.”

Stern and his daughter wrote his 2022 memoir, Near Normal Man: Survival with Courage, Kindness and Hope (Redwood Publishing). She also produced a documentary based on the book, which is available on YouTube

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Read the March 12, 2024 Washington Post article.

Read the February 5, 2023 Berkeleyside article.