CREATIVE ALLIANCE TO PRESENT "UNPACKING PRIVILEGE, UNLOCKING POWER" INTERACTIVE WORKSHOP ON ZOOM ON JUNE 27TH

$25

Event to be held at the following time, date, and location:

Saturday, June 27, 2020 from 9:30 AM to 12:30 PM (EDT)

Zoom (Link to workshop will be emailed after purchase of workshop ticket.)
Baltimore, MD 21202

From wherever you are (VIA Zoom)

Attend Event

Too often we have conversations around or about privilege without having a mutual understanding of what it is and now it operates in our environment. because of this lack of knowledge we often unknowingly perpetuate harm. the unpacking privilege, unlocking power interactive workshop goes beyond the rhetoric and provides participants with useful tools for real-life application. The Unpacking Privilege, Unlocking Power interactive workshop goes beyond the rhetoric and provides participants with useful tools for real-life application.

This workshop will prepare participants by highlighting the ways in which we all enjoy privilege based on being members of social and personal identity groups. the goal of the workshop is to identify specific ways we can use our privilege to create a more just and caring world where each person is treated with the respect and dignity they deserve.

During this interactive workshop you will:

• Get clear definitions on identity terms and find out their correct use

• Leave more aware of individual privilege

• Have insight on how you can leverage your privilege to increase access and opportunity for others.

• Get insight into how to create more inclusive programming

• Understand the implications of socially constructed labels.

This workshop is perfect for you, if:

• You work with/ in diverse populations

• You work for an organization that provides services to populations with a different race, citizenship status, ethnicity, sexual orientation or gender than you or the leadership of your organization

• You care about increasing access and opportunity for others on a meaningful level.

• You work in the nonprofit sector

• You sit on the board of a nonprofit organization that serve diverse populations

How to know if this workshop isn’t for you.

I’m going to be honest and let you know that this workshop may not be for everybody. this is not a sit and listen only workshop where the speaker reads from the Powerpoint and you are able to passively learn and take notes. this workshop requires you to engage, create, and have conversations so that you will walk away with not only a deeper understanding of privilege, but also a few tools to increase access and opportunity for others.

This workshop is typically $75 per person. in an effort to increase access and reach more people, i’ve reduced the rate to just $25 per person. space limited.

If you are seeking to make a shift in your organization it is strongly suggested that you take this workshop with your colleagues.

We hope you can make it!

*****Link to workshop will be emailed after purchase of workshop ticket. *******



Source: Creative Alliance email and EventBrite release, May 27, 2020.

NEW MORTGAGE LENDING STUDY FINDS RACIAL DISCRIMINATION IN LENDING TO SENIORS

The National Community Reinvestment Coalition (NCRC) has just released a new report - Mortgages and Older Adults After COVID-19 - on its study of national mortgage lending. This is the first time data on the applicant and co-applicant's age was included in Home Mortgage Disclosure Act (HMDA) information released by the Consumer Financial Protection Bureau in September, 2019.

The report discusses trends in home buying, aging in place, and use of home equity. Key findings are:

1. Some 30% of mortgages in calendar 2018 went to older adults.
2. About 67% of older adults who got mortgages were refinancing homes and 68% of those used the mortgage to access the equity in their homes.
3. More older borrowers were white than younger borrowers.
4. There are racial disparities in interest rates charged to young and old minority borrowers.

The GBCHRB soon will release its study of the mortgage lending behavior of specific lenders who received mortgage applications from Baltimore City residents. Email Bill Kladky of the GBCHRB at wkladky@gbchrb.org to receive the upcoming report's press release. 

OCC Announces Final CRA Rule Changes, Moves Alone, Without FDIC Or Federal Reserve

By NCRC / May 20, 2020 / Press Releases

The Office of the Comptroller of the Currency (OCC) announced long-anticipated changes to rules that enforce the Community Reinvestment Act (CRA). The Federal Deposit Insurance Corporation (FDIC) had previously joined the OCC in the rule-making effort, but it did not join in the final rule released today.

Jesse Van Tol, CEO of the National Community Reinvestment Coalition, and John Taylor, Founder and President of NCRC, made the following statements:

Jesse Van Tol:

“This is an awkward, disjointed and rushed move by a single agency that couldn’t get agreement from the two other agencies that regulate banks within the same administration. The OCC should have been able to agree and work with the other two agencies that oversee enforcement of the same law. It couldn’t. It failed. That’s an administrative fiasco. 

“It is telling that the FDIC wouldn’t join the OCC in this rulemaking process. It is also telling that this final 372-page set of rules came just six weeks after the close of the public comment period, a record-breaking pace, and a day before Comptroller Otting resigns from the agency. He just made a regulatory mess and he isn’t sticking around to fix it.

“The timing is shocking, in the middle of a pandemic that has been hardest on lower-income communities this law is supposed to protect. What an insulting and cruel moment to unleash new rules that will in some cases help banks to do less for some poor communities and communities of color. Those are the communities hit hardest by COVID-19.”

John Taylor:

“This solo move by the OCC breaks what should be a uniform system for all lenders. So if the new rules take hold, which is a big if, we’ll have an even more complex, confusing and broken system that will need to be repaired later.

“Just about everyone who has a stake in CRA, including bankers, urged the agencies to stop the rule-making processes during the COVID-19 crisis. The FDIC listened and opted to not move forward at this time. The OCC didn’t.

“The lack of participation from the FDIC and the Federal Reserve, and the rush to push this final rule through during a global pandemic, is of great concern. These changes are not in the best interest of any of the stakeholders involved, and they are clearly not in the public interest. Almost nobody wanted these rules now, and that included bankers.

*****

Source: NCRC (National Community Reinvestment Coalition).

Go to the original release.